3634 Helen Lane Chattanooga, TN $ 345,000
3634 Helen Lane
$ 345,000
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3634 Helen Lane

Chattanooga, TN, 37412
$ 345,000
Baths0.0 Sq 3,510

Monthly Estimate*

$ 2,124

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Studio

Multi-Family Home for sale in Chattanooga, TN

for $345,000. This 3,510 square foot home was built on a lot size of 0.18.

Excellent investment opportunity in the heart of East Ridge, just minutes from the booming development and continued growth throughout the greater Chattanooga area. This high-quality, low-maintenance brick duplex is well maintained and located in a quiet, established neighborhood that consistently attracts strong rental demand. The property features two spacious units with flexible layouts. One unit offers 3 generously sized bedrooms and 1.5 baths, while the second unit includes 2 bedrooms and 1.5 baths, providing a strong mix of rental options appealing to a wide tenant base. Both units feature functional floor plans with ample living space and excellent bedroom sizes. Unit A has been recently upgraded with a new refrigerator, new carpet throughout, and a new HVAC system, adding immediate value and reducing near-term capital expenses. Set on a private lot with large yards, the property offers a level of space and privacy rarely found in duplex living. Both units include covered rear patios for outdoor enjoyment, along with off-street parking for added convenience. Located in a high-growth area benefiting from Chattanooga's ongoing expansion and investment, this property offers strong fundamentals, low maintenance, and long-term upside. The property may also be purchased in combination with 3634 Helen Lane, presenting an excellent opportunity to scale a rental portfolio in one of the region's most dependable rental markets.

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Multi-Family Active

Price

$ 345,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

$ 2,661

Style

Duplex

Lot Size

0.18

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1525407

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Sewer Connected
Possession Negotiable
Roof Shingle
Appliances Refrigerator Oven Freezer Electric Range Electric Oven Electric Cooktop
Construction Materials Brick
Year Built 1974
Tenant Pays All Utilities
Property Subtype Duplex
County Hamilton
New Construction N
Property Type Residential Income
HOA N
Attached Garage N
Subdivision Name None
Garage Y/N N
Status Active
Directions I-75 S Take exit 2 for I-24 W toward Chattanooga/Birmingham Continue onto I-24 W Take exit 183A toward Belvoir Ave/Germantown Rd Merge onto North Terrace Turn left onto Belvoir Ave Turn right onto Ri
High School East Ridge High
City Chattanooga
Senior Community Y/N N
Number Of Units Total 2
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 7840.8
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School East Ridge Elementary
Land Lease Y/N N
Tax Annual Amount 2661.47
Home Warranty Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School East Ridge Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Duplex
Standard Status Active
Occupancy Type Tenant
Legal Description LT 6 CHEROKEE PATHE SUB 29-52
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Interior
Basement Crawl Space
Flooring Carpet Luxury Vinyl
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Laundry Features Laundry Closet
Total Baths 0
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Exterior
Exterior Amenities Private Entrance Private Yard
Fencing None
Parking Features Off Street
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 0.18
Foundation Details Slab
Spa N
Building Area Total 3510.0
Lot Dimensions 55.4X140.25
Lot Size Acres 0.18
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3634
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* Excluded Features
List By
Keller Williams Realty

Broker

cjjabaley@gmail.com

Email

Affordability Calculator

$2,346
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,124
Monthly Property Taxes
$222
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547788 Elementary School
1547832 Middle School
East Ridge High High School
Pricing History
DatePricePrice ChangeDescription
1/19/2026$345,000 -2.82% Price Down
12/18/2025$355,000 Listed Price

Map


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3634 Helen Lane, Chattanooga, TN, 37412 is a Multi-Family Home for sale at $345,000 with 3,510 sqft and a lot size of 0.18. 3634 Helen Lane is a studio with 0.0 baths. The property's zip code is 37412 which is in Chattanooga, TN