1220 SE 5th Terrace Cape Coral, FL $ 699,990
1220 SE 5th Terrace
$ 699,990
Recently Listed New Construction
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1220 SE 5th Terrace

Cape Coral, FL, 33990
$ 699,990
Bedrooms4 Baths3.0 Sq 2,265

Monthly Estimate*

$ 4,367

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Single Family Home for sale in Cape Coral, FL

for $699,990 with 4 bedrooms and 3 full baths. This 2,265 square foot home was built in 2025 on a lot size of 0.23.

Welcome to The Coral Haven Plan! An exceptional new construction waterfront residence located in the highly desirable Shamrock Lakes of Southeast Cape Coral. This area is known for its iconic four-leaf-clover-shaped freshwater lake system, classic Cape Coral lifestyle, and no HOA fees. Situated on a freshwater canal within the Seven Lakes Chain, this home offers miles of interconnected waterways ideal for boating, fishing, kayaking, paddleboarding, and jet skis, all right from your backyard. This stunning 4-bedroom, 3-bath home features a well-designed split floor plan perfect for both everyday living and entertaining. The open-concept interior showcases porcelain tile flooring throughout, soaring ceilings with crown molding, and abundant natural light. The chef-inspired kitchen includes stainless steel appliances, all-wood soft-close cabinetry, quartz countertops, a large island with breakfast bar, and a huge walk-in pantry. A 24-foot-wide sliding glass door opens to an expansive screened lanai with a heated pool and spa- perfect for enjoying sunsets, outdoor lounging, and Florida’s indoor-outdoor lifestyle. Two spacious primary suites offer tray ceilings, walk-in closets, and private en-suite baths, providing flexibility and comfort for guests or multi-generational living. Additional features include impact-resistant windows, a 3-car garage, elegant finishes throughout. *NO FLOOD ZONE + IMPACT WINDOWS = LOW INSURANCE RATES Shamrock Lakes offers peaceful, family-friendly atmosphere with opportunities to connect with neighbors while enjoying waterfront recreation, scenic canals, and relaxed coastal living. This is Florida living at its finest! This is the Coral Haven Plan!

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Single Family Active

Price

$ 699,990

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 1,553

Style

Ranch, OneStory

Lot Size

0.23

Year Built

2025

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025024857

Features
Interior
Interior Amenities BreakfastBar Bathtub TrayCeilings CathedralCeilings DualSinks FamilyDiningRoom HighCeilings KitchenIsland LivingDiningRoom MultiplePrimarySuites Pantry SeparateShower CableTv VaultedCeilings WalkInPa
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung TintedWindows ImpactGlass
Fireplace Y/N N
Half Baths 0
Laundry Features WasherHookup DryerHookup Inside
Total Bedrooms 4
Entry Level 1
Room Type Bathroom GuestQuarters GreatRoom ScreenedPorch
Total Baths 3
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General
Sewer AssessmentPaid
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 0.0
Garage Spaces 3.0
Association Fee Includes RoadMaintenance StreetLights Trash
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround ScreenEnclosure OutsideBathAccess
Security Features SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2025
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess
Community Features NonGated
HOA Fee 2 0.0
County Lee
New Construction Y
Property Type Residential
Association Amenities BoatDock BoatRamp GolfCourse Pickleball TennisCourts
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
City Cape Coral
Disclosures AgentHasFinancialInterest
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-W
MLS Area CC14 - Cape Coral Unit 16 18 22-
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Spa Features ElectricHeat Gunite InGround Screened
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1553.98
Home Warranty Y/N N
Property Condition NewConstruction
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025024857
Standard Status Active
Tax Lot 0800
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 16 BLK 1439 PB 13 PG 81 LOT 80 + 81
HOA Fee 3 0.0
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Exterior
Exterior Amenities SecurityHighImpactDoors SprinklerIrrigation
Parking Features Attached Driveway Garage Paved TwoSpaces GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Assessment Paid
Lot Size Area 0.23
Horses N
Spa Y
Irrigation/Water Rights Y
Building Area Total 3394.0
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool Y
Lot Size Source Survey
Waterfront Y/N Y
Covered Spaces 3.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Mitch Mancuso

Listing Agent

Sunlife Homes Llc

Broker

mitch@mysunlifehome.com

Email

Affordability Calculator

$4,496
Per Month
97%
3%
0%
Monthly Principal & Interest
$4,367
Monthly Property Taxes
$129
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/17/2025$699,990 Listed Price

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1220 SE 5th Terrace, Cape Coral, FL, 33990 is a Single Family Home for sale at $699,990 with 2,265 sqft and a lot size of 0.23. 1220 SE 5th Terrace has 4 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 33990 which is in Cape Coral, FL