3102 Holden Street Elgin, IL $ 604,747
3102 Holden Street
$ 604,747
Recently Listed New Construction
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3102 Holden Street

Elgin, IL, 60124
$ 604,747
Bedrooms4 Baths2.1 Sq 2,619

Monthly Estimate*

$ 3,773

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Single Family Home for sale in Elgin, IL

for $604,747 with 4 bedrooms and 2 full baths, 1 half bath. This 2,619 square foot home was built in 2025.

READY FOR JANUARY DELIVERY!! Homesite #0394 Discover the Wren, a thoughtfully designed two-story home that blends modern comfort with everyday functionality. This layout features four spacious bedrooms, two full bathrooms, and a convenient study on the main floor. The open-concept design connects the kitchen, dining area, and family room, creating a seamless flow that's ideal for both relaxed living and entertaining. Luxury vinyl plank flooring extends throughout this main living space, adding warmth and durability. A charming, covered porch creates a warm and welcoming entry, setting the tone for what's inside. The kitchen is well-appointed with a large center island, quartz countertops, stainless steel appliances, and ample cabinetry for storage and organization. A versatile flex room on the first floor adds extra space for a home office, playroom, or quiet retreat-tailored to fit your lifestyle. Upstairs, the private owner's suite offers a generous walk-in closet, and an en-suite bathroom designed for comfort. Three additional bedrooms and a full bathroom provide flexible options for family, guests, or hobbies. A second-floor laundry room adds convenience, while a two-car garage and thoughtful interior design details enhance daily living. The Wren delivers a smart, stylish layout designed to support the rhythms of modern life. Exterior will be James Hardie siding in the color Timber Bark color with Old Lafayette color brick. (pic for reference ONLY) *Photos are not this actual home* Waterford offers fantastic onsite amenities including a clubhouse, swimming pool, fitness center, two community parks, walking trails and a tot lot. Elgin provides a serene lifestyle and convenient access to unique boutiques, shops and entertainment in a charming and vibrant downtown area, with tranquil parks, local recreation and much more all within reach.

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Single Family Active

Price

$ 604,747

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Year Built

2025

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12533614

Features
General
Living Area 2619
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Stainless Steel Appliance(s)
HOA Fee 129
Garage Spaces 3
Association Fee Includes Insurance Clubhouse Pool
Construction Materials Brick
Year Built 2025
Township Plato
Tax Year 2023
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction Y
Property Type Residential Detached Single
Subdivision Name Waterford
Total Rooms 8
Full Baths 2
Status New
Directions Head north on Randall Rd and turn left onto South St. Continue to the traffic circle and take the third exit onto Longcommon Pkwy. Follow it to Waterford to reach the community.
High School Central High School
City Elgin
High School District 301
MLS Area Elgin
Elementary School Prairie View Grade School
Middle/Junior High School Prairie Knolls Middle School
Standard Status Active
Middle/Junior School District 301
Elementary School District 301
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Exterior
Model AUBURN - B
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 3
Lot Dimensions 13578
Waterfront Y/N N
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Interior
Basement Unfinished Full
Half Baths 1
Total Bedrooms 4
Room Type No additional rooms
Total Baths 3
Bedrooms Possible 4
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* Excluded Features
List By
Homesmart Connect Llc

Broker

Bill@BillFlemming.com

Email

Affordability Calculator

$3,773
Per Month
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Monthly Principal & Interest
$3,773
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565662 Elementary School
565312 Middle School
Central High School High School
Pricing History
DatePricePrice ChangeDescription
12/16/2025$604,747 Listed Price

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3102 Holden Street, Elgin, IL, 60124 is a Single Family Home for sale at $604,747 with 2,619 sqft. 3102 Holden Street has 4 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 60124 which is in Elgin, IL