490 4th Street Troy, NY ^$ 169,900

490 4th Street

^$ 169,900

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Recently Listed

490 4th Street

Troy, NY, 12180

^$ 169,900

Bedrooms4 Baths2.0 Sq 2,300

Monthly Estimate*

^$ 1,060

490 4th Street, Troy, NY 12180 - Image 1

490 4th Street, Troy, NY 12180 - Image 2

490 4th Street, Troy, NY 12180 - Image 3

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490 4th Street, Troy, NY 12180 - Image 6

Multi-Family Home for sale in Troy, NY

for $169,900 with 4 bedrooms and 2 full baths. This 2,300 square foot home was built in 1880 on a lot size of 0.16.

Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.

Multi-Family Active

Price

^$ 169,900

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 5,641

Style

Traditional

Lot Size

0.16

Year Built

1880

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202530826

Features

General

Sewer Public Sewer

Heating Forced Air

Cooling None

Possession At Closing

Roof Rubber

Garage Spaces 0.0

Patio/Porch Features Side Porch

Architectural Style Traditional

Construction Materials Aluminum Siding Vinyl Siding

Year Built 1880

Electric 100 Amp Service

View None

Property Subtype Duplex

County Rensselaer

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Other Structures Shed(s)

Full Baths 2

Status Active

Directions to 4th St

City Troy

High School District Troy

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 6969.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 5641.06

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 8.000

Interior

Basement Unfinished

Flooring Hardwood Laminate

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 2300.0

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Fencing Chain Link Front Yard Gate

Parking Features Off Street

Lot Features Sloped

Water Source Public

Total Parking 0.0

Lot Size Area 0.16

Foundation Details Block

Spa N

Lot Size Acres 0.16

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 490

* Excluded Features

List By

Christopher Serra

Listing Agent

Coldwell Banker Prime Properties

Broker

(518) 630-3796

Phone

chris.serra@coldwellbankerprime.com

Affordability Calculator

$1,530

Per Month

Monthly Principal & Interest: $1,060
Monthly Property Taxes: $470
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Troy, NY

Average List Price ^$341,390

Percent of Sale Price 101%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/15/2025	$169,900		Listed Price

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490 4th Street, Troy, NY, 12180 is a Multi-Family Home for sale at $169,900 with 2,300 sqft and a lot size of 0.16. 490 4th Street has 4 bedrooms, 2.0 baths, and was built in 1880. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/16/2025.

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490 4th Street

Multi-Family Home for sale in Troy, NY

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