3 9th Street Waterford, NY ^$ 267,500

3 9th Street

^$ 267,500

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Recently Listed

3 9th Street

Waterford, NY, 12188

^$ 267,500

Bedrooms5 Baths2.0 Sq 2,624

Monthly Estimate*

^$ 1,669

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Multi-Family Home for sale in Waterford, NY

for $267,500 with 5 bedrooms and 2 full baths. This 2,624 square foot home was built in 1920 on a lot size of 0.13.

Seize this rare opportunity: acquire a distinctive two-family home perfect for both savvy investors and owner-occupants. Key features include an impressive four-car garage with supplemental off-street parking. The property has been well-maintained with recent upgrades to the heating unit, hot water tank, and electrical panel boxes (now generator-ready). Enjoy the fully fenced, highly private backyard, ideal for relaxation or entertainment.

Multi-Family Active

Price

^$ 267,500

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 6,412

Style

Traditional

Lot Size

0.13

Year Built

1920

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202530804

Features

Interior

Interior Amenities Solid Surface Counters Paddle Fan High Speed Internet Walk-In Closet(s) Ceramic Tile Bath

Basement Full Unfinished

Flooring Ceramic Tile Hardwood Laminate Linoleum

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 2624.0

Half Baths 0

Laundry Features Electric Dryer Hookup In Bathroom Main Level Upper Level Washer Hookup

Total Bedrooms 5

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Public Sewer

Heating Baseboard Electric Forced Air Natural Gas

Cooling Window Unit(s)

Utilities Cable Available Cable Connected

Possession At Closing

Roof Asphalt

Zoning Multi Residence

Garage Spaces 4.0

Patio/Porch Features Wrap Around Front Porch

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1920

Electric 100 Amp Service

View City

Property Subtype Duplex

County Saratoga

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Other Structures Garage(s)

Full Baths 2

Status Active

Directions Take 787N to end. ight on Rt 32. Go 1.3 Miles (Rt 32 and (th St are the same road) Home is on the left. Driveway is before the house on the left.

High School Waterford

City Waterford

High School District Waterford-Halfmoon

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 5662.8

Carport Y/N N

Elementary School Waterford

Land Lease Y/N N

Tax Annual Amount 6412.09

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions Yes

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 189000

Tax Lot 1.000

Exterior

Exterior Amenities None

Fencing Privacy Vinyl Wood Back Yard Gate

Parking Features Paved Detached Driveway Garage

Lot Features Secluded Level Landscaped Cleared Corner Lot

Water Source Public

Total Parking 8.0

Lot Size Area 0.13

Foundation Details Block

Spa N

Lot Dimensions 80x120x28x106

Lot Size Acres 0.13

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 3

* Excluded Features

List By

Robert Bradbury

Listing Agent

Coldwell Banker Prime Properties

Broker

(518) 506-6675

Phone

Robert.Bradbury@Coldwellbankerprime.com

Affordability Calculator

$2,203

Per Month

Monthly Principal & Interest: $1,669
Monthly Property Taxes: $534
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Waterford, NY

Average List Price ^$330,408

Percent of Sale Price 24%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3590804 Elementary School

3041312 Middle School

Waterford High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/15/2025	$267,500		Listed Price

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3 9th Street, Waterford, NY, 12188 is a Multi-Family Home for sale at $267,500 with 2,624 sqft and a lot size of 0.13. 3 9th Street has 5 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/18/2025.

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3 9th Street

Multi-Family Home for sale in Waterford, NY

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