11 Horseback Lane Palmyra, VA $ 429,900
11 Horseback Lane
$ 429,900
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11 Horseback Lane

Palmyra, VA, 22963
$ 429,900
Bedrooms3 Baths3.1 Sq 2,484

Monthly Estimate*

$ 2,682

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Single Family Home for sale in Palmyra, VA

for $429,900 with 3 bedrooms and 3 full baths, 1 half bath. This 2,484 square foot home was built in 1996 on a lot size of 0.47.

Welcome to this beautifully updated three-story home in Lake Monticello, offering exclusive water access and a prime location near the Riverside gate. This well-maintained residence features 3 bedrooms, 3.5 baths, and approximately 2,500 finished square feet of flexible living space designed for everyday comfort and entertaining. The main level offers a welcoming living area with a wood-burning fireplace. The updated eat-in kitchen features granite countertops, a subway tile backsplash, stainless steel appliances, and ample cabinetry. A breakfast area and formal dining room provide multiple options for dining and gatherings. The second level offers 3 bedrooms including the primary suite and primary bathroom. In the hallway is an additional full bathroom. The bedrooms all featured beautiful paint colors and accent walls. The finished basement expands the living space with a spacious recreation room, full bath, laundry room, and office nook, offering versatility for a variety of uses. Outdoor spaces include a large front porch with space for seating, a private back deck, and a covered patio overlooking peaceful wooded surroundings. The newly fenced-in backyard offers added privacy and functionality. An attached garage adds convenience, while the 240 square foot shed with electricity provides excellent flexibility for storage, hobbies, or a workshop. High speed internet is available. Enjoy life in the Lake Monticello community, a gated lake neighborhood featuring a 352-acre lake and a wide range of amenities. Residents have access to the community swimming pool, lake beaches and swimming areas, a marina and boat launch, golf course, tennis and sports courts, recreational facilities, walking trails, and community spaces. Conveniently located near shopping and dining at Zion Crossroads and approximately 20 minutes from Charlottesville. Don't wait to schedule your tour and see all this home has to offer you!

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Single Family Active

Price

$ 429,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,931

Style

Colonial

Lot Size

0.47

Year Built

1996

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

VAFN2000566

Features
General
Living Area 2484
Sewer Public Sewer
Heating Central Heat Pump(s)
Cooling Central A/C Heat Pump(s) Programmable Thermostat
Possession Settlement
Roof Composite Asphalt
Appliances Dryer Washer
Zoning R-4
HOA Fee 122.00
Garage Spaces 1.00
Association Fee Includes Common Area Maintenance Insurance Management Pool(s) Reserve Funds Road Maintenance Snow Removal
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Colonial
Security Features Security Gate Security System Exterior Cameras
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1996
View Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric Other
Accessibility None
Assoc Fee Paid Per Monthly
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Bar/Lounge Basketball Courts Beach Boat Ramp Club House Community Center Dining Rooms Exercise Room Golf Club Jog/Walk Path Lake Picnic Area Security Swimming Pool Tennis Courts Tot Lots/Playground V
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Total Rooms 7
Full Baths 3
Status ACTIVE
Directions It is best to put in the address to the main gate. Main gate is: 857 Jefferson Dr Palmyra VA 22963. The use GPS to take you to the property.
City PALMYRA
Body of Water Lake Monticello
Disclosures Prop Disclosure
Association Name LAKE MONTICELLO HOME OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 20473.00
Tax Annual Amount 2931.75
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 237.25
Vacation Rental Y/N N
Virtual Tour https://youtu.be/5e5PUMGu1WA
Standard Status Active
Year Built Source Estimated
Legal Subdivision MONTPELIER
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Interior
Interior Amenities Primary Bath(s)
Heating Fuel Electric Other
Basement Full Fully Finished Heated Interior Access Outside Entrance Walkout Level Windows
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric Other
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1812
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 672
Room Type Bedroom 2 Bedroom 3 Bedroom 1 Bathroom 1 Bathroom 2 Half Bath
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Other
Pool Yes - Community
Fencing Fully
Parking Features Asphalt Driveway
Lot Features Landscaping Partly Wooded Private
Water Source Public
Inclusions kitchen appliances window blinds washer dryer built-in garage shelf shed items
Garage Features Basement Garage Garage - Side Entry Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.47
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 11
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* Excluded Features
List By
Real Broker, Llc

Broker

melanie@themgroupva.com

Email

Affordability Calculator

$2,926
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,682
Monthly Property Taxes
$244
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
12/14/2025$429,900 Listed Price

Map


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11 Horseback Lane, Palmyra, VA, 22963 is a Single Family Home for sale at $429,900 with 2,484 sqft and a lot size of 0.47. 11 Horseback Lane has 3 bedrooms, 3.1 baths, and was built in 1996. The property's zip code is 22963 which is in Palmyra, VA