4655 Cusenza Drive Otter Lake, MI $ 650,000
4655 Cusenza Drive
$ 650,000
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4655 Cusenza Drive

Otter Lake, MI, 48464
$ 650,000
Bedrooms4 Baths2.2 Sq 3,215

Monthly Estimate*

$ 4,055

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Single Family Home for sale in Otter Lake, MI

for $650,000 with 4 bedrooms and 2 full baths, 2 half baths. This 3,215 square foot home was built in 2002 on a lot size of 2.11.

Discover unparalleled lake living in this immaculate home, situated on private, all-sport, Hemmingway Lake. Boasting an impressive 180 feet of private lake frontage, this property offers stunning, water views and exceptional amenities for the ultimate lake lifestyle. Main Home: • Bedrooms/Baths: 3 Bedrooms and 2.5 Baths, plus an Office that can serve as a 4th Bedroom. • Master Suite: Large main-level master bedroom features a walk-in closet and a private master bath. • Upstairs Bedrooms: Two additional bedrooms share a convenient Jack 'n Jill bathroom. • Kitchen: Equipped with stainless steel appliances, Corian countertops, and a generous walk-in pantry. • Finishes: Corian countertops are featured throughout the home. • Entertainment: Enjoy music with the included home stereo system. Finished, Walkout Lower Level • Full Living Area: Complete with a kitchen, two living rooms, and a bathroom. • Direct Access: Walkout access provides easy transition to the lakefront and yard. Exterior & Waterfront Highlights • Premium Lake Frontage: Approximately 180 feet of coveted private lakefront on an all-sport lake. • Boating Amenities: Include a two-spot boat dock and an additional single dock, providing ample space for watercraft. • Lake Storage: Dedicated boat house/lake storage. • Landscaping: A beautifully designed 3-tier landscaped yard that maximizes the lake views. • Detached Pole Barn: A detached 2-car pole barn provides excellent storage and workshop space. • Parking: Crushed stone driveway (2023). Essential Updates & Mechanics • Whole Home Power: Generac whole home generator (installed 2015). • Water Quality: Whole home water filtration system (installed 2019). • HVAC: New Furnace (2019) and AC (2017). • Hot Water: New hot water tank (2024). • Safety: Radon Protection System (installed 2016). • Septic Maintenance: Septic system is professionally pumped every 2 years.

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Single Family Active

Price

$ 650,000

Bedrooms

4

Full Bath

2

Half Bath

2

Property Type

Single Family

Taxes

$ 5,288

Style

Contemporary

Lot Size

2.11

Year Built

2002

Town/City

Otter Lake

County/Region

Lapeer

MLS | Web ID

20251058785

Features
General
Sewer SepticTank
Heating ForcedAir NaturalGas
Cooling CeilingFans CentralAir
Utilities CableAvailable
Possession Negotiable
Roof Asphalt
Appliances Dishwasher Dryer ExhaustFan FreeStandingElectricOven FreeStandingElectricRange FreeStandingRefrigerator Microwave RangeHood VentedExhaustFan Washer WaterSoftenerOwned
HOA Fee 25.0
Garage Spaces 2.5
Association Fee Includes Other
Patio/Porch Features Deck Porch
Architectural Style Contemporary
Pool Features None
Construction Materials Brick VinylSiding
Exclusions Exclusion(s) Do Not Exist
Year Built 2002
Levels Three
Property Subtype SingleFamilyResidence
Waterfront Features AllSportsLake PrivateWaterFrontage
Assoc Fee Paid Per Annually
County Lapeer
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Garage Y/N Y
Other Structures PoleBarn Sheds
Total Rooms 7
Full Baths 2
Status Active
Directions Marathon Road north or South to Cusenza West to home on South side of road.
City OtterLakeVillage_Lapeer
Body of Water Hemmingway Lake
Disclosures ExclusionsDoNotExist NoRestrictions TaxesNotHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District Lakeville
MLS Area Area09041MarathonTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 5288.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 219771
Expected Active Date 2025-12-13
Legal Description SEC 9 T9N R9E PART OF THE NE 1/4 FROM E 1/4 CORNER W 1565.96 FT AND N 234.23 FT TO POB TH N 365.7 FT TH E 154.67 FT TH S 286.32 FT TH SW ALONG TRAVERSE LINE OF HEMINGWAY LAKE 172.25 FT TO POB. ALSO
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Interior
Basement Finished WalkOutAccess
Fireplace Features FamilyRoom Gas
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2015.0
Half Baths 2
Total Bedrooms 4
Below Grade Finished Area 1200.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 4
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Exterior
Exterior Amenities ChimneyCaps GutterGuardSystem Lighting
Parking Features TwoandHalfCarGarage Attached
Lot Features DeadEndStreet WaterView Wooded
Water Source Well
Foundation Details Basement Poured SumpPump
Spa N
Lot Dimensions 155x597x154x601
Lot Size Acres 2.11
Waterfront Y/N Y
Road Frontage Type Gravel
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4655
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* Excluded Features
List By
Jack Smith

Listing Agent

Coldwell Banker Professionals

Broker

(989) 488-0601

Phone

Affordability Calculator

$4,496
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,055
Monthly Property Taxes
$441
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848408 Elementary School
848395 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/13/2025$650,000 Listed Price

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4655 Cusenza Drive, Otter Lake, MI, 48464 is a Single Family Home for sale at $650,000 with 3,215 sqft and a lot size of 2.11. 4655 Cusenza Drive has 4 bedrooms, 2.2 baths, and was built in 2002. The property's zip code is 48464 which is in Otter Lake, MI