44 Monroe Street Elgin, IL $ 289,900
44 Monroe Street
$ 289,900
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44 Monroe Street

Elgin, IL, 60123
$ 289,900
Bedrooms3 Baths1.1 Sq 1,720

Monthly Estimate*

$ 1,785

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Single Family Home for sale in Elgin, IL

for $289,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,720 square foot home was built in 1913 on a lot size of 0.23.

Welcome to 44 Monroe Street - a charming and beautifully updated Elgin home offering 3 bedrooms, 1.5 baths, and an additional bonus room. Step inside to stunning hardwood floors and a grand staircase that creates an immediate sense of character and warmth. To the left, an inviting informal living room flows seamlessly into the formal living room, providing flexible space for relaxing or entertaining. The open layout continues into the dining room, creating an airy, connected feel throughout the main level! The renovated kitchen features newer flooring and countertops, offering both style and functionality with room to personalize! Upstairs, you'll find three generously sized bedrooms, a full laundry room, and a spacious main bathroom. A unique bonus room on this level adds versatility-perfect for storage, a future office, or a potential fourth bedroom with the right conversion. Additional highlights include an unfinished basement ideal for storage or future expansion and a detached garage for added convenience! With its blend of original charm and thoughtful updates, this home is ready for its next chapter. Don't miss the chance to make 44 Monroe Street your own!

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Single Family Contingent

Price

$ 289,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 6,715

Style

American 4-Sq.

Lot Size

0.23

Year Built

1913

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12530361

Features
General
Living Area 1720
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 1
Association Fee Includes None
Architectural Style American 4-Sq.
Construction Materials Slate
Year Built 1913
Electric Circuit Breakers 100 Amp Service
Township Elgin
Tax Year 2024
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Financing
Subdivision Name Crighton Park
Total Rooms 7
Full Baths 1
Status Contingent
Directions McLean 2 Larkin E2 Monroe S2 Home
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6715.66
Additional Parcels Y/N N
Virtual Tour http://www.viewshoot.com/tour/MLS/44_Monroe_Street_Elgin_IL_60123_938_438024.html
Standard Status Active Under Contract
Middle/Junior School District 46
Elementary School District 46
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Exterior
Model AMERICAN 4 SQ
Exterior Amenities Fire Pit
Parking Features Concrete Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 1
Foundation Details Stone
Lot Dimensions 76x131
Lot Size Acres 0.23
Waterfront Y/N N
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Interior
Basement Unfinished Full
Flooring Hardwood
Total Fireplaces 0
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 3
Room Type Foyer Play Room
Total Baths 2
Bedrooms Possible 3
Bathroom Whirlpool Separate Shower
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* Excluded Features
List By
Re/Max Horizon

Broker

wisdom@teamwisdomrealestate.com

Email

Affordability Calculator

$2,345
Per Month
76%
24%
0%
Monthly Principal & Interest
$1,785
Monthly Property Taxes
$560
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/20/2026$289,900 -3.33% Price Down
1/17/2026$299,900 -3.23% Price Down
12/29/2025$309,900 -3.13% Price Down
12/12/2025$319,900 Listed Price

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44 Monroe Street, Elgin, IL, 60123 is a Single Family Home for sale at $289,900 with 1,720 sqft and a lot size of 0.23. 44 Monroe Street has 3 bedrooms, 1.1 baths, and was built in 1913. The property's zip code is 60123 which is in Elgin, IL