2904 S Harvard Avenue Independence, MO ^$ 830,000

2904 S Harvard Avenue

^$ 830,000

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Recently Listed

2904 S Harvard Avenue

Independence, MO, 64052

^$ 830,000

Studio Baths0.0

Monthly Estimate*

^$ 5,178

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Studio

Multi-Family Home for sale in Independence, MO

for $830,000. This home was built in 2023 on a lot size of 0.3.

Turnkey 4-Unit | Live for (Almost) FREE | FHA, VA & 2-1 Buydown Eligible.Amazing owner-occupant opportunity! This nearly-new 2-year-old fourplex is fully rent-ready and qualifies for VA, FHA, and a seller-offered 2-1 buydown, giving a new owner the potential to live with extremely low housing cost—possibly close to living for free the first year while collecting rental income and building equity. Featuring modern construction and minimal maintenance, this property currently brings in approx. $6,400/month (~$76,800/year) in gross rent Live in one unit and let the others pay your mortgage ideal for house-hackers, first-time buyers, and anyone wanting to start or expand their investment portfolio with the benefits of owner-occupied financing.

Multi-Family Active

Price

^$ 830,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 11,532

Style

Lot Size

0.3

Year Built

2023

Town/City

Independence

County/Region

Jackson

MLS | Web ID

2591577

Features

General

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Utilities Ind Heat And Air

Possession Funding

Roof Composition

Appliances Dishwasher Disposal Microwave Refrigerator Free-Standing Electric Oven

Zoning R-6

HOA Fee 200

Patio/Porch Features Patio

Construction Materials Frame Vinyl Siding

Year Built 2023

Property Subtype Quadruplex

Assoc Fee Paid Per Monthly

County Jackson

Property Type Residential Income

HOA Y

Subdivision Name Sterling Village

Garage Y/N Y

Status Active

Directions I-70 to Sterling North to Sheley west to Harvard North to address on right

High School Van Horn

City Independence

Association Name SBD Housing Solutions

High School District Independence

Number Of Units Total 4

MLS Area 206 - Independence Area

Lot Size Units Acres

Lot Size Square Feet 13068

Listing Terms Cash Conventional FHA VA Loan

Elementary School Three Trails

Middle/Junior High School Nowlin

Public Remarks Turnkey 4-Unit Live for (Almost) FREE FHA VA & 2-1 Buydown Eligible.Amazing owner-occupant opportunity! This nearly-new 2-year-old fourplex is fully rent-ready and qualifies for VA FHA and a sell

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Exterior

Parking Features Attached Garage Off Street

Water Source Public

Total Parking 10

Lot Size Area 0.3

Road Surface Type Paved

Interior

Total Stories 2

Basement (Y/N) N

Air Conditioning Y/N Y

Laundry Features Inside

Unit Type 3 Bedroom 4 Bedroom Or More

* Excluded Features

List By

Epique Realty

Broker

Affordability Calculator

$6,139

Per Month

Monthly Principal & Interest: $5,178
Monthly Property Taxes: $961
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Independence, MO

Average List Price ^$341,858

Percent of Sale Price 59%

About Independence, MO

120,390 Population

6% Since 2002

^$44,851 Median Income

39.87 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840922 Elementary School

1840934 Middle School

Van Horn High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/12/2025	$830,000		Listed Price

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2904 S Harvard Avenue, Independence, MO, 64052 is a Multi-Family Home for sale at $830,000 with a lot size of 0.3. 2904 S Harvard Avenue is a studio with 0.0 baths and was built in 2023. The property's zip code is 64052 which is in Independence, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2025, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/15/2025.

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2904 S Harvard Avenue

Multi-Family Home for sale in Independence, MO

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