198 Jefferson Dr Palmyra, VA $ 520,000
198 Jefferson Dr
$ 520,000
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198 Jefferson Dr

Palmyra, VA, 22963
$ 520,000
Bedrooms4 Baths3.1 Sq 3,475

Monthly Estimate*

$ 3,244

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Single Family Home for sale in Palmyra, VA

for $520,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,475 square foot home was built in 2005 on a lot size of 0.48.

Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook. The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights. Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living. Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!

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Single Family Active

Price

$ 520,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 3,812

Style

Cape Cod

Lot Size

0.48

Year Built

2005

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

VAFN2000530

Features
General
Living Area 3475
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Possession Settlement
Roof Architectural Shingle
Appliances Dryer Washer Dishwasher Refrigerator Oven/Range - Electric Water Heater Stainless Steel Appliances
Zoning R-4
HOA Fee 122.00
Garage Spaces 2.00
Association Fee Includes Insurance Management Reserve Funds Road Maintenance Snow Removal Trash Pier/Dock Maintenance
Patio/Porch Features Patio(s) Deck(s)
Architectural Style Cape Cod
Security Features Security System
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 2005
Electric Underground
View Trees/Woods Golf Course
Levels 1
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Tot Lots/Playground Security Tennis Courts Bar/Lounge Baseball Field Basketball Courts Club House Community Center Golf Club Lake Meeting Room Picnic Area Swimming Pool Soccer Field V
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N Y
Water Access Y/N N
Green Sustainability Conserving Materials/Methods
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Enter Lake Monticello Main Gate left on Jefferson property is on the right. (very close to Slice Gate)
City PALMYRA
Disclosures Prop Disclosure Radon
Association Name LAKE MONTICELLO OWNERS' ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 20778.00
Tax Annual Amount 3812.76
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 204.81
Acceptable Financing Cash Conventional FHA VA
Community Pool Features In Ground
Vacation Rental Y/N N
Location Type Adjoins Golf Course
Builder Name CRF CONSTRUCTION
Standard Status Active
Year Built Source Assessor
Legal Subdivision FAIRWAY
Tax Lot 53
Association Recreation Fee N
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Interior
Interior Amenities Entry Level Bedroom Bathroom - Soaking Tub Breakfast Area Family Room Off Kitchen Kitchen - Island Upgraded Countertops Walk-in Closet(s) Wood Floors Recessed Lighting
Heating Fuel Electric
Basement Fully Finished Heated Interior Access Outside Entrance Walkout Level Windows
Flooring Hardwood Laminated Ceramic Tile Carpet
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Double Hung Insulated Low-E Screens Vinyl Clad
Fireplace Y/N Y
Above Grade Finished Area 2539
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 936
Room Type Living Room Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Bedroom 1 Sun/Florida Room Laundry Recreation Room Full Bath Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor Washer In Unit Dryer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Private Beach
Pool Yes - Community
Parking Features Paved Driveway
Lot Features Trees/Wooded Private
Water Source Public
Garage Features Garage - Side Entry Garage Door Opener
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.48
Lot Size Source Assessor
Waterfront Y/N N
Door Features French
Land Assessed Value 50000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 198
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* Excluded Features
List By
Blue And Gray Realty,Llc

Broker

pamyourrealtor@gmail.com

Email

Affordability Calculator

$3,562
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,244
Monthly Property Taxes
$318
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3703954 Elementary School
3703958 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
12/12/2025$520,000 Listed Price

Map


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198 Jefferson Dr, Palmyra, VA, 22963 is a Single Family Home for sale at $520,000 with 3,475 sqft and a lot size of 0.48. 198 Jefferson Dr has 4 bedrooms, 3.1 baths, and was built in 2005. The property's zip code is 22963 which is in Palmyra, VA