315 Lower Cady Road Old Chatham, NY ^$ 450,000

315 Lower Cady Road

^$ 450,000

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Recently Listed

315 Lower Cady Road

Old Chatham, NY, 12136

^$ 450,000

Bedrooms3 Baths2.1 Sq 1,476

Monthly Estimate*

^$ 2,807

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Single Family Home for sale in Old Chatham, NY

for $450,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,476 square foot home was built in 1978 on a lot size of 1.5.

Enjoy serene country living in this well-maintained 3-bedroom, 2.5-bath raised ranch on 1.5 acres with a picturesque front pond. Built in 1978, the home offers 1,476 sq ft with pristine hardwood floors, a bright open layout, and a spacious kitchen with ample counters and a breakfast bar. The finished lower level provides added living space with a wood-burning fireplace, entertainment bar, half bath, and direct access to the oversized 2-car garage. Outdoors feature wooded borders, open yard space, and a deck area prepped for an above-ground pool. Located on a quiet dead-end road with convenient access to I-90, Taconic Parkway, Albany, Hudson, and Pittsfield. Move-in ready and well-suited for year-round living or a peaceful retreat.

Single Family Active

Price

^$ 450,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,533

Style

Raised Ranch

Lot Size

1.5

Year Built

1978

Town/City

Old Chatham

County/Region

Columbia

MLS | Web ID

202530736

Features

General

Sewer Septic Tank

Heating Baseboard Oil

Cooling Attic Fan None

Appliances Dishwasher Dryer Oven Range Refrigerator Washer

Garage Spaces 2.0

Architectural Style Raised Ranch

Construction Materials Vinyl Siding Wood Siding

Year Built 1978

Property Subtype Single Family Residence

Waterfront Features Pond

County Columbia

New Construction N

Property Type Residential

HOA N

Garage Y/N N

Total Rooms 9

Full Baths 2

Status Active

Directions Coming from the North : Follow I-90 E to Upper Cady Rd in Chatham. Exit from Taconic State Pkwy. Continue on Upper Cady Rd. Take Rock City Rd to Lower Cady Rd Coming from the South : Follow Tac

City Chatham

Entry Location First

High School District Chatham

Lot Size Units Acres

Lot Size Square Feet 65340.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3533.87

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions No

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 18.000

Interior

Basement None

Total Fireplaces 1

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1476.0

Half Baths 1

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source Appraiser

Total Baths 3

Exterior

Exterior Amenities Other

Lot Size Area 1.5

Spa N

Lot Size Acres 1.5

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 315

* Excluded Features

List By

Joanne Bongalo

Listing Agent

Kw Platform

Broker

(518) 209-8004

Phone

joannebongalo@kw.com

Affordability Calculator

$3,102

Per Month

Monthly Principal & Interest: $2,807
Monthly Property Taxes: $294
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Old Chatham, NY

Average List Price ^$2,822,750

Percent of Sale Price 527%

About Old Chatham, NY

755 Population

-6% Since 2002

^$63,232 Median Income

52.41 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3061787 Elementary School

3061791 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
12/12/2025	$450,000		Listed Price

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315 Lower Cady Road, Old Chatham, NY, 12136 is a Single Family Home for sale at $450,000 with 1,476 sqft and a lot size of 1.5. 315 Lower Cady Road has 3 bedrooms, 2.1 baths, and was built in 1978. The property's zip code is 12136 which is in Old Chatham, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/12/2025.

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315 Lower Cady Road

Single Family Home for sale in Old Chatham, NY

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