120 W Franklin Street Otsego, MI ^$ 200,000

120 W Franklin Street

^$ 200,000

Back to search

Recently Listed

120 W Franklin Street

Otsego, MI, 49078

^$ 200,000

Bedrooms4 Baths2.0 Sq 1,763

Monthly Estimate*

^$ 1,248

120 W Franklin Street, Otsego, MI 49078 - Image 1

120 W Franklin Street, Otsego, MI 49078 - Image 2

120 W Franklin Street, Otsego, MI 49078 - Image 3

120 W Franklin Street, Otsego, MI 49078 - Image 4

120 W Franklin Street, Otsego, MI 49078 - Image 5

120 W Franklin Street, Otsego, MI 49078 - Image 6

120 W Franklin Street, Otsego, MI 49078 - Image 7

120 W Franklin Street, Otsego, MI 49078 - Image 8

120 W Franklin Street, Otsego, MI 49078 - Image 9

120 W Franklin Street, Otsego, MI 49078 - Image 10

120 W Franklin Street, Otsego, MI 49078 - Image 11

120 W Franklin Street, Otsego, MI 49078 - Image 12

120 W Franklin Street, Otsego, MI 49078 - Image 13

120 W Franklin Street, Otsego, MI 49078 - Image 14

120 W Franklin Street, Otsego, MI 49078 - Image 15

120 W Franklin Street, Otsego, MI 49078 - Image 16

120 W Franklin Street, Otsego, MI 49078 - Image 17

120 W Franklin Street, Otsego, MI 49078 - Image 18

120 W Franklin Street, Otsego, MI 49078 - Image 19

120 W Franklin Street, Otsego, MI 49078 - Image 20

Single Family Home for sale in Otsego, MI

for $200,000 with 4 bedrooms and 2 full baths. This 1,763 square foot home was built in 1906 on a lot size of 0.19.

Welcome to 120 W Franklin Street, a 3-bedroom, 2-bath home located in the heart of Otsego. This inviting property offers plenty of space with a comfortable main living area, a versatile den that can be used as a home office or playroom, and a bright three-season porch perfect for relaxing or entertaining year-round. The kitchen and dining areas flow nicely, making it easy to gather with family or guests.Outside, you'll enjoy a fully fenced backyard that provides privacy and room to garden, play, or host cookouts. The two-car garage offers additional storage and convenience. Located just minutes from downtown Otsego, local shops, parks, and schools, this home combines small-town charm with everyday functionality. Come and make it your own!

Single Family Active

Price

^$ 200,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,169

Style

Lot Size

0.19

Year Built

1906

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

70508252

Features

General

Heating Forced Air

Garage Detached Garage Gar Door Opener

Water Public Water

Appliances Dryer Range/Oven Refrigerator Washer

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1906

Water Heater Gas

County Allegan

Class RESIDENTIAL

Type Single Family

Municipality Otsego

New Construction Y/N No

Subdivision MI

Sale/Rent For Sale

Status Detail 0

Structure Style 2 Story

Area Otsego (03036)

Primary City Otsego

Directions 131 to west M-89 left on Farmer St right onto Franklin.

City Otsego

School District Otsego Public Schools

Financial Terms Cash Conventional FHA VA Rural Development MIStateHsDevAuthority

Legal Description LOT 73 EX N 66 FT O. P. SEC 22 & 23.

DOM 0

Postal Code 49078

Price Per Sq Ft Total AG 113.44

Public Remarks Welcome to 120 W Franklin Street a 3-bedroom 2-bath home located in the heart of Otsego. This inviting property offers plenty of space with a comfortable main living area

Interior

Basement MI Basement

Beds 4

Fireplace? No

Total Rooms 8

Exterior

Exterior Vinyl Siding

Frontage 85

Lot Size Area 0.19

Pool (Y/N) No

Lot Dimensions 85 x 97

Roads City/County Paved Street

Waterfront Y/N No

* Excluded Features

List By

Jessica Steele

Listing Agent

Berkshire Hathaway Homeservices Mi

Broker

jessica@jessicasteele.org

Affordability Calculator

$1,428

Per Month

Monthly Principal & Interest: $1,248
Monthly Property Taxes: $181
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Otsego, MI

Average List Price ^$316,947

Percent of Sale Price 58%

About Otsego, MI

4,027 Population

2% Since 2002

^$45,315 Median Income

39.05 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3952936 Elementary School

3952933 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/11/2025	$200,000		Listed Price

Map

More homes like this one

homes for you

See all

120 W Franklin Street, Otsego, MI, 49078 is a Single Family Home for sale at $200,000 with 1,763 sqft and a lot size of 0.19. 120 W Franklin Street has 4 bedrooms, 2.0 baths, and was built in 1906. The property's zip code is 49078 which is in Otsego, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

120 W Franklin Street

Single Family Home for sale in Otsego, MI

Affordability Calculator

Map

More homes like this one

Get more info about this home