409 Algona Avenue Elgin, IL ^$ 405,000

409 Algona Avenue

^$ 405,000

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409 Algona Avenue

Elgin, IL, 60120

^$ 405,000

Bedrooms4 Baths2.0 Sq 1,420

Monthly Estimate*

^$ 2,494

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Single Family Home for sale in Elgin, IL

for $405,000 with 4 bedrooms and 2 full baths. This 1,420 square foot home was built in 1890.

Beautifully updated from top to bottom, this modern Elgin home offers 3 bedrooms plus a versatile first-floor flex room that can serve as a 4th bedroom, office, or guest space. With approximately 1,700 sq ft of thoughtfully redesigned living space, this property blends comfort and contemporary style throughout. Step inside to a spacious layout featuring a large, open kitchen with spacious counter space and storage perfect for cooking, hosting, and everyday living. The home showcases new finishes, fixtures, flooring, and mechanical updates for peace of mind and move-in convenience. Outside, is a long driveway accommodating multiple vehicles and a 2.5-car garage, ideal for storage, hobbies, or extra workspace. Located in a convenient Elgin area close to essential amenities, this fully refreshed home is a fantastic opportunity for anyone seeking style, space, and value.

Single Family Active

Price

^$ 405,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 6,358

Style

Year Built

1890

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12524728

Features

General

Living Area 1420

Sewer Public Sewer

Heating Natural Gas

Cooling None

Possession Immediate

Garage Spaces 2

Association Fee Includes None

Construction Materials Aluminum Siding

Year Built 1890

Township Elgin

Tax Year 2024

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Total Rooms 7

Full Baths 2

Status Active

Directions West from Dundee Ave to Algona home.

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 6358

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Basement Unfinished Full

Half Baths 0

Total Bedrooms 4

Room Type No additional rooms

Total Baths 2

Bedrooms Possible 4

Exterior

Parking Features Concrete Yes Garage Owned Detached Garage

Water Source Public

Total Parking 2

Lot Dimensions 61X130

Waterfront Y/N N

* Excluded Features

List By

Epic Real Estate Group

Broker

rafael@epicregroup.com

Affordability Calculator

$3,023

Per Month

Monthly Principal & Interest: $2,494
Monthly Property Taxes: $530
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$486,660

Percent of Sale Price 20%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/6/2026	$405,000	-1.22%	Price Down
12/11/2025	$410,000		Listed Price

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409 Algona Avenue, Elgin, IL, 60120 is a Single Family Home for sale at $405,000 with 1,420 sqft. 409 Algona Avenue has 4 bedrooms, 2.0 baths, and was built in 1890. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 1/28/2026.

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409 Algona Avenue

Single Family Home for sale in Elgin, IL

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