120 W Franklin Street Otsego, MI $ 200,000
120 W Franklin Street
$ 200,000
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120 W Franklin Street

Otsego, MI, 49078
$ 200,000
Bedrooms4 Baths2.0 Sq 1,763

Monthly Estimate*

$ 1,248

120 W Franklin Street, Otsego, MI 49078 - Image 1
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120 W Franklin Street, Otsego, MI 49078 - Image 9
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120 W Franklin Street, Otsego, MI 49078 - Image 12
120 W Franklin Street, Otsego, MI 49078 - Image 13
120 W Franklin Street, Otsego, MI 49078 - Image 14
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120 W Franklin Street, Otsego, MI 49078 - Image 19
120 W Franklin Street, Otsego, MI 49078 - Image 20

Single Family Home for sale in Otsego, MI

for $200,000 with 4 bedrooms and 2 full baths. This 1,763 square foot home was built in 1906 on a lot size of 0.19.

Welcome to 120 W Franklin Street, a 3-bedroom, 2-bath home located in the heart of Otsego. This inviting property offers plenty of space with a comfortable main living area, a versatile den that can be used as a home office or playroom, and a bright three-season porch perfect for relaxing or entertaining year-round. The kitchen and dining areas flow nicely, making it easy to gather with family or guests. Outside, you'll enjoy a fully fenced backyard that provides privacy and room to garden, play, or host cookouts. The two-car garage offers additional storage and convenience. Located just minutes from downtown Otsego, local shops, parks, and schools, this home combines small-town charm with everyday functionality. Come and make it your own!

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Single Family Active

Price

$ 200,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,169

Style

Traditional

Lot Size

0.19

Year Built

1906

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

25061608

Features
Interior
Interior Amenities Pantry
Basement Michigan Basement
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Main Level Bedrooms 1
Total Baths 2
Pantry True
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Utilities Phone Available Natural Gas Available Electricity Available Cable Available Phone Connected Natural Gas Connected Cable Connected
Possession Close Of Escrow
Roof Composition
Appliances Dryer Range Refrigerator Washer
Garage Spaces 2.0
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1906
Stories Count 2
Township Otsego City
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
County Allegan
New Construction N
Property Type Residential
Attached Garage N
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions 131 to west M-89 left on Farmer St right onto Franklin.
City Otsego
High School District Otsego
MLS Area Greater Kalamazoo - K
Lot Size Units Acres
Lot Size Square Feet 8233.0
Carport Y/N N
Listing Terms Cash FHA VA Loan Rural Development MSHDA Conventional
Land Lease Y/N N
Tax Annual Amount 2169.44
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor Greater Kalamazoo - K
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 48903
Legal Description LOT 73 EX N 66 FT O. P. SEC 22 & 23.
Senior Community None
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Exterior
Parking Features Garage Door Opener Detached
Lot Features Sidewalk
Water Source Public
Lot Size Area 0.19
Spa N
Building Area Total 1763.0
Lot Dimensions 85 x 97
Lot Size Acres 0.19
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 120
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* Excluded Features
List By
Berkshire Hathaway Homeservices Mi

Broker

jessica@jessicasteele.org

Email

Affordability Calculator

$1,428
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,248
Monthly Property Taxes
$181
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
251391 Elementary School
249001 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/11/2025$200,000 Listed Price

Map


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120 W Franklin Street, Otsego, MI, 49078 is a Single Family Home for sale at $200,000 with 1,763 sqft and a lot size of 0.19. 120 W Franklin Street has 4 bedrooms, 2.0 baths, and was built in 1906. The property's zip code is 49078 which is in Otsego, MI