909 Lotus Ter
Stillwater, NJ, 07860 $ 400,000
Bedrooms3 Baths2.0 Sq 2,030 Monthly Estimate*
$ 2,495
for $400,000 with 3 bedrooms and 2 full baths. This 2,030 square foot home was built in 1983 on a lot size of 1.8.
Discover a rare lake-view property with year-round scenery overlooking beautiful Swartswood Lake. This warm 3-bedroom, 2-bath home sits on 1.8 private acres and features expansive decks, gazebos, and multiple outdoor spaces designed to capture the water views from nearly every room. The main level includes an eat-in kitchen, a living room with a fireplace insert, and two comfortable bedrooms. A massive primary suite spans the entire second floor with its own sitting area and full bath.The full finished walk-out lower level offers exceptional living space with a large family/rec room, a freestanding wood-burning stove, a bar area, and direct access to the multi-level decks. A three-seasons room adds even more space to enjoy the outdoors, and a dedicated workshop provides room for projects, storage, or hobbies. Generator hookup included for peace of mind.With its lake views, acreage, flexible layout, workshop, and indoor/outdoor lifestyle, this property is ideal for anyone seeking a lake house, weekend escape, or full-time retreat with nature, privacy, and space. Enjoy boating, kayaking, swimming, and state-park trails just moments away.Fireplace insert and wood-burning stove are conveyed as-is with no known concerns and see regular use. Dishwasher performance is inconsistent and it will not be replaced.
See more
FeaturesInteriorInterior Amenities BarDry CODetect SmokeDet StallShw TubShowr
Basement Finished Full Walkout
Flooring Carpeting Tile Wood
Total Fireplaces 2
Fireplace Features Family Room Insert Living Room Wood Burning Wood Stove-Freestanding
Other Room 1 Level Second
Kitchen Level First
Living Room Level First
Den Level Ground
Other Room 2 Level Ground
Other Room 3 Level Ground
Family Room Level Ground
In-Law Suite No
Fuel Type Gas-Propane Leased
Half Baths 0
Total Bedrooms 3
Kitchen Dimensions 20x11
Kitchen Features Eat-In Kitchen
Den Dimensions 27x12
See more
GeneralSewer Septic
Heating Baseboard - Hotwater
Cooling Ceiling Fan
Utilities Electric Gas-Propane
Possession POT
Roof Asphalt Shingle
Appliances Carbon Monoxide Detector Dishwasher Dryer Generator-Hookup Microwave Oven Range/Oven-Electric Refrigerator Washer
Water Heater Electric
Zoning RES
Garage Spaces 0
Architectural Style Cape Cod
Exclusions Stained glass above bar and in kitchen window
Year Built 1983
Township Stillwater Twp.
Tax Year 2024
Ownership Fee Simple
Accessibility No
County Sussex
Subdivision Name Swartswood Lake
Total Rooms 9
Full Baths 2
Status Active
Directions SWARTSWOOD RD(RT622) TO L WEST SHORE(RT521) FIRST RIGHT LOTUS if you keep driving you can take the next right onto lotus mostly paved route
High School KITTATINNY
Open Parking Spaces 10
Elementary School STILLWATER
Tax Annual Amount 10136
Home Warranty Y/N No
Middle/Junior High School KITTATINNY
Drive 1 Car Width 2 Car Width Blacktop Circular Driveway-Shared Gravel
Standard Status Active
Tax Assessed Value 279400
Town # 2822
Tax Lot 4
Primary Style Cape Cod
Sub Property Type Single Family
Community Living No
Farm Assessment No
See more
ExteriorExterior Amenities Deck Gazebo Storage
Pool No
Lot Features Lake/Water View Private Road
Water Source Well
Exterior Description Wood
Lot Dimensions 552X142 AV
Lot Size Acres 1.80
See more
* Excluded FeaturesList ByTONI KAUFMANNListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $845
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Stillwater, NJ
Average List Price $612,985
Percent of Sale Price 53%
About Stillwater, NJ 4,044 Population
-5% Since 2002
$ 77,780 Median Income
45.92 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
289277 Elementary School
289916 Middle School
Kittatinny High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/10/2025 | $400,000 | | Listed Price |