323 Useppa Island Captiva, FL $ 2,500,000
323 Useppa Island
$ 2,500,000
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323 Useppa Island

Captiva, FL, 33924
$ 2,500,000
Bedrooms4 Baths3.1 Sq 3,323

Monthly Estimate*

$ 15,597

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Single Family Home for sale in Captiva, FL

for $2,500,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,323 square foot home was built in 1982 on a lot size of 0.179.

Pelican Retreat cottage is located in the boating community of Useppa Island. The 110-acre Sanctuary is a private community and members-only club. With no need for gates or walls, it is surrounded by water, in the pristine Pine Island Sound and Charlotte Harbor aquatic preserves of Southwest Florida. Geographically it is in the same chain of barrier islands as Sanibel-Captiva, visible to the south, although one island east of the Gulf of America. Accessible only by boat (or aircraft), the commute to the mainland is in a special class of its own. Just a 15 minute joyful boat ride will deliver you to Boca Grande or Pine Island, and thence to all “civilized” conveniences of the mainland. The commute is special in a way that you will never tire of it. Just think-you are not stuck in traffic, or waiting for a light to change, fretting over the packed roads ahead. You are just watching the dolphins play and the birds dive, waving to passing boats with smiling passengers, and all of them wave with more than one finger-joyfully! Yes, not like the mainland! You might be sitting next to one of your Useppa neighbors, the one that has not been in a grocery store for months, because all their goods are delivered to the Shore Port, where the staff will transport them to the island, and her home. Who said it is inconvenient when you don’t have roads? And this beautiful home will let you join the ranks of the lucky who have already landed on Useppa as a lifestyle choice. Located on the southern end of the island, along the historic Pink Path and overlooking the Sound, you can keep an eye on your boat at the dock just behind the house. Pelican Retreat has an inverted floor plan with the living areas and master suite on the top floor, enabling views of the sunrise, the water and a nearby Osprey nest from the kitchen, living-dining rooms and primary bedroom. All are immediately accessible to a screened lanai protected by the best hurricane shutters. As a backup, all the glass in the home is impact rated for fierce winds. The interior features hardwood flooring, granite kitchen countertops, and stainless steel appliances. The lower floor includes 3 bedrooms, 2 bathrooms, a den for serious TV fans, and also opens up to a huge open deck with gas grill, storage room/shop and wide water views. Again, good quality finishes throughout. A special feature of this turnkey home is the nearly new Roche Bobois furnishings that dominate the living areas, complemented with other high-quality pieces. Over the past few years, the home has enjoyed the highest levels of care, with a new roof, generator, and up-to-date HVAC and mechanicals. Located in the AE8 flood zone and appropriately elevated by pilings, the home has been unaffected by the near-historic storm surges of the past couple of years. Lastly, when you move into this home, you will be joining a community of like-minded island dwellers who value the environment, lifestyle and community rarely found elsewhere.

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Single Family Active

Price

$ 2,500,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 15,861

Style

TwoStory, Traditional

Lot Size

0.179

Year Built

1982

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025023656

Features
Interior
Interior Amenities BreakfastBar BuiltInFeatures BedroomOnMainLevel DualSinks EntranceFoyer Fireplace LivingDiningRoom SplitBedrooms ShowerOnly SeparateShower UpperLevelPrimary VaultedCeilings WalkInClosets HomeOffice
Flooring Wood
Furnished Y/N Furnished
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features DoubleHung TintedWindows ImpactGlass
Fireplace Y/N Y
Half Baths 1
Laundry Features Inside
Total Bedrooms 4
Entry Level 2
Room Type Den Office Recreation ScreenedPorch
Total Baths 4
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General
Sewer PublicSewer
Heating Central Electric Zoned
Cooling CentralAir CeilingFans Electric
Utilities CableNotAvailable NaturalGasAvailable HighSpeedInternetAvailable UndergroundUtilities
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer GasCooktop Disposal IceMaker Microwave Refrigerator RefrigeratorWithIceMaker SelfCleaningOven WineCooler WaterPurifier Washer
HOA Fee 1622.22
Garage Spaces 2.0
Association Fee Includes AssociationManagement LegalAccounting RecreationFacilities ReserveFund RoadMaintenance StreetLights Trash
Patio/Porch Features Deck Lanai Open Porch Screened
Architectural Style TwoStory Traditional
Pool Features Community
Security Features None SmokeDetectors
Construction Materials VinylSiding WoodFrame
Pets Allowed Call Conditional
Year Built 1982
View Bay Mangroves
Stories Count 2
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name USEPPA ISLAND
Waterfront Features BayAccess NavigableWater AcrossTheRoadWaterFrontage
Community Features BoatFacilities TennisCourts StreetLights
HOA Fee 2 0.0
Assoc Fee Paid Per Monthly
County Lee
New Construction N
Property Type Residential
Association Amenities BeachRights BocceCourt Marina FitnessCenter Barbecue PicnicArea Pool Restaurant Sidewalks TennisCourts Trails
HOA Y
Attached Garage Y
Subdivision Name USEPPA ISLAND
Facing Direction West
Garage Y/N Y
Building Features OnSiteManagement
Full Baths 3
Status Active
Directions From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port 8115 Main Street
City Useppa Island
Disclosures DeedRestriction OwnerHasFloodInsurance RvRestrictions
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 15861.0
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025023656
Standard Status Active
Tax Lot 23
Property Sub Type Additional SingleFamilyResidence
Legal Description USEPPA IS COTTAGE SITES III-23 AS DESC IN OR 1487 PG 0290
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck SecurityHighImpactDoors OutdoorGrill ShuttersElectric GasGrill
Parking Features Attached Covered Driveway Underground Garage GolfCartGarage Paved
Lot Features RectangularLot
Water Source Public Public
Lot Size Area 0.179
Horses N
Foundation Details PillarPostPier Raised
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 3323.0
Lot Dimensions 100 x 103 x 63 x 92
Lot Size Acres 0.179
Road Surface Type Dirt Gravel
Private Pool N
Lot Size Source Survey
Waterfront Y/N Y
Covered Spaces 2.0
Road Frontage Type PrivateRoad
Other Equipment Generator
Crops Included Y/N N
Road Responsibility PrivateMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Brian McColgan

Listing Agent

Uip Property Company Llc

Broker

useppaguy@gmail.com

Email

Affordability Calculator

$16,918
Per Month
92%
8%
0%
Monthly Principal & Interest
$15,597
Monthly Property Taxes
$1,322
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/10/2025$2,500,000 Listed Price

Map


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323 Useppa Island, Captiva, FL, 33924 is a Single Family Home for sale at $2,500,000 with 3,323 sqft and a lot size of 0.179. 323 Useppa Island has 4 bedrooms, 3.1 baths, and was built in 1982. The property's zip code is 33924 which is in Captiva, FL