309 Division Street Schenectady, NY ^$ 289,000

309 Division Street

^$ 289,000

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Recently Listed

309 Division Street

Schenectady, NY, 12304

^$ 289,000

Bedrooms6 Baths2.0 Sq 2,232

Monthly Estimate*

^$ 1,803

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Multi-Family Home for sale in Schenectady, NY

for $289,000 with 6 bedrooms and 2 full baths. This 2,232 square foot home was built in 1910 on a lot size of 0.13.

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income. Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.

Multi-Family Active

Price

^$ 289,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 4,894

Style

Traditional

Lot Size

0.13

Year Built

1910

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202530633

Features

General

Sewer Public Sewer

Heating Steam Natural Gas

Cooling None

Possession At Closing

Roof Asphalt

Garage Spaces 0.0

Patio/Porch Features Rear Porch Front Porch

Architectural Style Traditional

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1910

Electric Circuit Breakers

Tenant Pays Hot Water Heat Cable TV Electricity Gas

Property Subtype Duplex

County Schenectady

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Other Structures Shed(s)

Full Baths 2

Status Active

Directions State St to Division St between Becker and Bradley

High School Schenectady

City Schenectady

High School District Schenectady

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 5662.8

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4894.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Interior

Basement Full Unfinished

Flooring Vinyl

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 2232.0

Half Baths 0

Total Bedrooms 6

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Fencing Back Yard

Parking Features None

Water Source Public

Lot Size Area 0.13

Spa N

Lot Size Acres 0.13

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 309

* Excluded Features

List By

Frances Callahan

Listing Agent

Staged Nest Real Estate Llc

Broker

(518) 265-9295

Phone

fcallahan@stagednest.com

Affordability Calculator

$2,211

Per Month

Monthly Principal & Interest: $1,803
Monthly Property Taxes: $408
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Schenectady, NY

Average List Price ^$285,947

Percent of Sale Price 1%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/10/2025	$289,000		Listed Price

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309 Division Street, Schenectady, NY, 12304 is a Multi-Family Home for sale at $289,000 with 2,232 sqft and a lot size of 0.13. 309 Division Street has 6 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 12304 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/13/2025.

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309 Division Street

Multi-Family Home for sale in Schenectady, NY

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