81 Niagara Street Oswego, NY $ 129,900
81 Niagara Street
$ 129,900
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81 Niagara Street

Oswego, NY, 13126
$ 129,900
Bedrooms3 Baths1.0 Sq 1,305

Monthly Estimate*

$ 810

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Single Family Home for sale in Oswego, NY

for $129,900 with 3 bedrooms and 1 full bath. This 1,305 square foot home was built in 1890 on a lot size of 0.072.

Time to make this 3-bed, 1-bath house your new home. This home is located just 1.5 blocks from the Kingsford Park School and a short walk to downtown Oswego's restaurants and stores. Many of the updates to this listing include: Hot water tank, Fencing in backyard, Storm door on front porch, Storm door on side porch, Basement windows closest to Niagara Street (open inward), Side porch steps, and Front porch steps. The enclosed porch is where you will enter this home and is perfect to getting you out of the chill while you're getting the keys for the main front door or for enjoying a summer evening. The first floor has a front living room, middle dining room and back family room that leads into the eat-in kitchen. (There was a half bath located under the stairway but that was removed but still roughed in). Upstairs are two large bedrooms and a smaller third bedroom that has been used as a nursery. There is also a full bath on the second floor with a tub/shower. The backyard is fully fenced in for security and privacy.

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Single Family Active

Price

$ 129,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,373

Style

Colonial

Lot Size

0.072

Year Built

1890

Town/City

Oswego

County/Region

Oswego

MLS | Web ID

S1654259

Features
Interior
Interior Amenities BathroomRoughIn SeparateFormalDiningRoom EatInKitchen SeparateFormalLivingRoom CountryKitchen NaturalWoodwork
Basement Full
Flooring Carpet Hardwood LuxuryVinyl Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features StormWindows ThermalWindows
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 1
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General
Sewer Connected
Heating Gas Baseboard HotWater
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Architectural Shingle
Appliances FreeStandingRange GasWaterHeater Microwave Oven Refrigerator
Garage Spaces 0.0
Architectural Style Colonial
Construction Materials BlownInInsulation VinylSiding
School District Oswego
Year Built 1890
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Oswego
Property Type Residential
Garage Y/N No
Total Rooms 9
Full Baths 1
Status Active
Directions From Oswego: South on W 5th St. / West on Niagara St. / House on right just past W 6th.
High School Oswego High
City Oswego
Senior Community Y/N No
High School District Oswego
Number Of Units Total 0
MLS Area Oswego-City-351200
Lot Size Units Acres
Lot Size Square Feet 3135.0
Elementary School Kingsford Park Elementary
Year Built Details Existing
Tax Annual Amount 2373.0
Middle/Junior High School Oswego Middle
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1654259 https://www.propertypanorama.com/instaview-tour/syr/S1654259
Standard Status Active
Middle/Junior School District Oswego
Elementary School District Oswego
Tax Assessed Value 95000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 24
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Exterior
Exterior Amenities ConcreteDriveway EnclosedPorch FullyFenced Porch
Fencing Full
Parking Features NoGarage
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.072
Foundation Details Block Stone
Building Area Total 1305.0
Lot Dimensions 33X95
Lot Size Acres 0.072
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 81
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* Excluded Features
List By
Century 21 Galloway Realty

Broker

(315) 402-3655

Phone

Affordability Calculator

$1,008
Per Month
80%
20%
0%
Monthly Principal & Interest
$810
Monthly Property Taxes
$198
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038100 Elementary School
246912 Middle School
Oswego High High School
Pricing History
DatePricePrice ChangeDescription
12/9/2025$129,900 Listed Price

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81 Niagara Street, Oswego, NY, 13126 is a Single Family Home for sale at $129,900 with 1,305 sqft and a lot size of 0.072. 81 Niagara Street has 3 bedrooms, 1.0 baths, and was built in 1890. The property's zip code is 13126 which is in Oswego, NY