306 W Smith Street Bay City, MI ^$ 130,000

306 W Smith Street

^$ 130,000

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Recently Listed

306 W Smith Street

Bay City, MI, 48706

^$ 130,000

Bedrooms3 Baths1.1 Sq 1,249

Monthly Estimate*

^$ 811

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Single Family Home for sale in Bay City, MI

for $130,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,249 square foot home was built in 1959 on a lot size of 0.15.

Sensational on Smith Street! Check out this charming ranch-style home featuring 3 spacious bedrooms and 1.5 baths! Enjoy cozy evenings by the fireplace and summer days in the fully fenced backyard, perfect for kids, pets, and entertaining. Located in a great, family-friendly neighborhood, this home is inviting, and ready for new owners. Donât miss this one! Call for your private showing. Selling as-is.

Single Family Active

Price

^$ 130,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,947

Style

Ranch

Lot Size

0.15

Year Built

1959

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50195837

Features

General

Heating Forced Air

Kitchen Level First

Cooling Central A/C

Possession Negotiable (Possession)

Garage Attached Garage

Water Public Water

Appliances Range/Oven

Status Active Active

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1959

Subdivision Smith Street MI

Water Heater Gas

Style Ranch

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Bay City

New Construction Y/N No

Zoning Residential

Sale/Rent For Sale

Status Detail 0

Structure Style 1 Story

Area Bay City (09016)

Primary City Bay City

Directions N Henry Street to W Smith Street

City Bay City

School District Bay City School District

Financial Terms Cash Conventional FHA VA

Legal Description LOT 20 SMITH STREET SUB

DOM 0

Postal Code 48706

Price Per Sq Ft Total AG 104.08

Public Remarks Sensational on Smith Street! Check out this charming ranch-style home featuring 3 spacious bedrooms and 1.5 baths! Enjoy cozy evenings by the fireplace and summer days in the fully fenced backyard

Interior

Dining Room Level First

Basement Block Full

Bedroom 3 Level First

Bedroom 1 Level First

Bedroom 2 Level First

Beds 3

Fireplace? No

Exterior

Exterior Aluminum Brick

Frontage 60

Lot Size Area 0.15

Pool (Y/N) No

Lot Dimensions 60x110

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Jenna Pacek

Listing Agent

Modern Realty

Broker

jennap@modernrealty.us

Affordability Calculator

$973

Per Month

Monthly Principal & Interest: $811
Monthly Property Taxes: $162
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$194,783

Percent of Sale Price 50%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/9/2025	$130,000		Listed Price

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306 W Smith Street, Bay City, MI, 48706 is a Single Family Home for sale at $130,000 with 1,249 sqft and a lot size of 0.15. 306 W Smith Street has 3 bedrooms, 1.1 baths, and was built in 1959. The property's zip code is 48706 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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306 W Smith Street

Single Family Home for sale in Bay City, MI

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