218 Useppa Island Captiva, FL $ 3,750,000
218 Useppa Island
$ 3,750,000
Adult Community
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218 Useppa Island

Captiva, FL, 33924
$ 3,750,000
Bedrooms5 Baths5.2 Sq 5,287

Monthly Estimate*

$ 23,089

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Single Family Home for sale in Captiva, FL

for $3,750,000 with 5 bedrooms and 5 full baths, 2 half baths. This 5,287 square foot home was built in 1989 on a lot size of 0.37.

Elevated luxury retreat on coveted Useppa Island. Sitting well above the flood zone, this updated 5BR/7BA home offers long water views, lush privacy, and exceptional amenities. Enjoy 97’ of waterfront with white-sand beach and riparian rights, plus a private dock with two lifts and additional space for a 40’ boat. A 40’ lap pool with expansive decking overlooks the ocean, surrounded by mature landscaping on one of the highest elevation points in Lee County. Interiors blend contemporary updates with Old Florida charm. Light-filled principal rooms capture stunning views throughout. The main-floor primary suite includes a private staircase to two offices/studios and multiple furnished outdoor retreats. Spacious kitchen with Sub-Zero fridge, double ovens, and ocean views. Upper level offers two king guest suites with soaring ceilings, dedicated baths, and access to a 1,000 SF ocean-view deck. Lower level includes a queen suite and a 4-twin bunk room for guests. Whole-home generator, hurricane protection, new mechanical systems, and generous storage provide year-round peace of mind. Offered turnkey with golf cart and most furnishings.

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Single Family Active

Price

$ 3,750,000

Bedrooms

5

Full Bath

5

Half Bath

2

Property Type

Single Family

Taxes

$ 5,873

Style

MultiLevel

Lot Size

0.37

Year Built

1989

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025023738

Features
Interior
Interior Amenities BreakfastArea DualSinks FamilyDiningRoom Fireplace LivingDiningRoom MultipleShowerHeads Bar WalkInClosets WiredForSound SplitBedrooms Workshop
Flooring Wood
Furnished Y/N Furnished
Fireplace Features Outside
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 2
Total Bedrooms 5
Room Type MediaRoom Workshop
Total Baths 7
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General
Sewer PublicSewer
Heating Zoned
Cooling Zoned
Utilities CableAvailable
Possession CloseOfEscrow
Roof Metal
Appliances DoubleOven Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Refrigerator Washer
HOA Fee 0.0
Garage Spaces 0.0
Association Fee Includes Internet PestControl Water
Patio/Porch Features Deck
Architectural Style MultiLevel
Pool Features Lap
Security Features SmokeDetectors
Construction Materials VinylSiding WoodFrame
Pets Allowed Yes
Year Built 1989
View Gulf
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name USEPPA ISLAND
Waterfront Features Gulf
Community Features Gated
HOA Fee 2 1622.22
County Lee
New Construction N
Property Type Residential
Association Amenities BeachRights BocceCourt Marina BikeStorage FitnessCenter Restaurant TennisCourts
HOA Y
Attached Garage N
Subdivision Name USEPPA ISLAND
Facing Direction Northwest
Garage Y/N N
Total Rooms 0
Full Baths 5
Status Active
City Useppa Island
Land Lease Amount 0.0
Senior Community Y/N Y
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
HOA Fee 2 Frequency Monthly
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5873.55
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025023738
Standard Status Active
Tax Lot 18
Property Sub Type Additional SingleFamilyResidence
Legal Description COTTAGE SITES OF USEPPA IS SITE 11-18 AS DESC IN OR 1830 PG 0809 +2384/2658
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck ShuttersElectric Awnings GasGrill
Lot Features OversizedLot
Water Source Public Public
Lot Size Area 0.37
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 5287.0
Lot Dimensions 105 x 100 x 91 x 167
Lot Size Acres 0.37
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 0.0
Other Equipment Generator SatelliteDish
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Camilo Perez

Listing Agent

Home Sold Realty Llc

Broker

homesoldrealty@gmail.com

Email

Affordability Calculator

$23,579
Per Month
98%
2%
0%
Monthly Principal & Interest
$23,089
Monthly Property Taxes
$489
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/8/2025$3,750,000 Listed Price

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218 Useppa Island, Captiva, FL, 33924 is a Single Family Home for sale at $3,750,000 with 5,287 sqft and a lot size of 0.37. 218 Useppa Island has 5 bedrooms, 5.2 baths, and was built in 1989. The property's zip code is 33924 which is in Captiva, FL