222 Cedar Bluff Ridge Road Monticello, KY $ 175,000
222 Cedar Bluff Ridge Road
$ 175,000
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222 Cedar Bluff Ridge Road

Monticello, KY, 42633
$ 175,000
Bedrooms2 Baths1.0 Sq 600

Monthly Estimate*

$ 1,092

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Single Family Home for sale in Monticello, KY

for $175,000 with 2 bedrooms and 1 full bath. This 600 square foot home was built in 1985 on a lot size of 0.5.

Welcome to your next turnkey investment on beautiful Lake Cumberland! This charming 2-bedroom, 1-bath cabin sits on a private lot with seasonal lake views and comes fully furnished — hot tub, fire pit, outdoor seating, décor, appliances, and stylish interiors all included. With a spacious deck, new beds, and thoughtful updates throughout, it's truly ready to impress guests from day one. Currently operating as a successful short-term rental, the property grossed $22,000 last year with virtually no dedicated marketing, dynamic pricing, or optimization — plus frequent personal owner use. This presents tremendous upside for any investor ready to elevate the listing, improve visibility, and maximize occupancy. Located just 15 minutes from Conley Bottom Marina, Burnside Marina, and Somerset's amenities, the cabin offers year-round appeal for travelers seeking boating, fishing, hiking, or a quiet, cozy retreat in nature.

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Single Family Active

Price

$ 175,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Cabin

Lot Size

0.5

Year Built

1985

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

25507561

Features
Interior
Interior Amenities Ceiling Fan(s)
Basement Crawl Space
Flooring Hardwood Wood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 600.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
Total Baths 1
Heating-Heat Pump True
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General
Sewer Septic Tank
Heating Heat Pump
Cooling Ceiling Fan(s) Heat Pump
Utilities Electricity Connected Water Connected
Possession Negotiable
Roof Metal
Appliances Dryer Microwave Oven Refrigerator Washer
Patio/Porch Features Deck
Architectural Style Cabin
Construction Materials Wood Siding
Year Built 1985
View Lake Trees/Woods
Levels One
Property Subtype Single Family Residence
Parcel Number MM-03-110.00ETC
County Wayne
New Construction N
Property Type Residential
HOA N
Subdivision Name Rural
Garage Y/N N
Total Rooms 4
Full Baths 1
Status Active
Directions From Highway 90 turn onto Frazer Chapel Road and continue for 1.4 miles. Turn right onto Cedar Bluff Drive and follow it for 0.2 miles. Next turn right onto CR-1522C and drive 0.1 mile. Then take a f
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 21780.0
Carport Y/N N
Elementary School Bell
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Exterior Amenities Fire Pit
Lot Features Many Trees Secluded
Water Source Public
Lot Size Area 0.5
Foundation Details Pillar/Post/Pier
Building Area Total 600.0
Lot Size Acres 0.5
Lot Size Source Public Records
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 222
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* Excluded Features
List By
Keller Williams Commonwealth - Somerset

Broker

Affordability Calculator

$1,092
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,092
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3440493 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History
DatePricePrice ChangeDescription
12/8/2025$175,000 Listed Price

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222 Cedar Bluff Ridge Road, Monticello, KY, 42633 is a Single Family Home for sale at $175,000 with 600 sqft and a lot size of 0.5. 222 Cedar Bluff Ridge Road has 2 bedrooms, 1.0 baths, and was built in 1985. The property's zip code is 42633 which is in Monticello, KY