522 E 9Th Street E Spencer, IA ^$ 45,000

522 E 9Th Street E

^$ 45,000

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Recently Listed

522 E 9Th Street E

Spencer, IA, 51301

^$ 45,000

Bedrooms3 Baths1.0 Sq 960

Monthly Estimate*

^$ 281

522 E 9Th Street E, Spencer, IA 51301 - Image 1

Single Family Home for sale in Spencer, IA

for $45,000 with 3 bedrooms and 1 full bath. This 960 square foot home was built in 1920 on a lot size of 0.16.

Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to the condition of the property with inspections.

Single Family Active

Price

^$ 45,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 602

Style

Lot Size

0.16

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251524

Features

General

Sewer Public Sewer

Construction Stick Built

Heating Forced Air

Roof Asphalt

Flood Zone Unknown

Number of Garage Spaces 1

School District Spencer

Architctural Style Other

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 602

Property Condition Fixer

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 7100

Construction Materials Other

Primary City Spencer

Year Built 1920

Directions GPS

City Spencer

Total Sq Ft 960

DOM 0

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 46.88

Public Remarks Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to t

Exterior

Lot Features Corner Lot Paved Street(s)

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Aaron Jones

Listing Agent

Re/Max Lakes Realty

Broker

(712) 320-9442

Phone

aaron@bojihomes.com

Affordability Calculator

$331

Per Month

Monthly Principal & Interest: $281
Monthly Property Taxes: $50
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 361%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/7/2025	$45,000		Listed Price

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522 E 9Th Street E, Spencer, IA, 51301 is a Single Family Home for sale at $45,000 with 960 sqft and a lot size of 0.16. 522 E 9Th Street E has 3 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/9/2025.

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522 E 9Th Street E

Single Family Home for sale in Spencer, IA

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