328 Useppa Island Captiva, FL $ 2,350,000
328 Useppa Island
$ 2,350,000
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328 Useppa Island

Captiva, FL, 33924
$ 2,350,000
Bedrooms5 Baths3.1 Sq 2,992

Monthly Estimate*

$ 14,661

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Single Family Home for sale in Captiva, FL

for $2,350,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,992 square foot home was built in 1988 on a lot size of 0.327.

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

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Single Family Active

Price

$ 2,350,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 17,076

Style

MultiLevel, Stilt, Traditional

Lot Size

0.327

Year Built

1988

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025023544

Features
Interior
Interior Amenities BuiltInFeatures DualSinks FrenchDoorsAtriumDoors Fireplace HighCeilings LivingDiningRoom ShowerOnly SeparateShower UpperLevelPrimary VaultedCeilings HighSpeedInternet SplitBedrooms Workshop
Flooring Tile Wood
Furnished Y/N Furnished
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylights ThermalWindows ImpactGlass
Fireplace Y/N Y
Half Baths 1
Laundry Features Inside
Total Bedrooms 5
Room Type Other ScreenedPorch Workshop GreatRoom
Total Baths 4
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General
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric Zoned
Utilities CableNotAvailable NaturalGasAvailable HighSpeedInternetAvailable UndergroundUtilities
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer Disposal IceMaker Microwave Range Refrigerator RefrigeratorWithIceMaker SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 3.0
Association Fee Includes AssociationManagement RecreationFacilities StreetLights Trash
Patio/Porch Features Balcony Deck Lanai Porch Screened
Architectural Style MultiLevel Stilt Traditional
Pool Features Community
Security Features FireSprinklerSystem SmokeDetectors
Construction Materials Other WoodFrame
Pets Allowed Call Conditional
Year Built 1988
View Bay Landscaped Lagoon Mangroves PartialBuildings
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name USEPPA ISLAND
Waterfront Features None
Community Features BoatFacilities TennisCourts StreetLights
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities BeachRights BocceCourt BoatDock Marina BoatRamp FitnessCenter PrivateMembership Pool RvBoatStorage Restaurant SpaHotTub Sidewalks TennisCourts Trails Management
HOA N
Attached Garage Y
Subdivision Name USEPPA ISLAND
Facing Direction Southeast
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
Directions From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port 8115 Main Street
City Useppa Island
Disclosures DisclosureOnFile DeedRestriction RvRestrictions SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 17076.0
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot 28
Property Sub Type Additional SingleFamilyResidence
Legal Description USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck SecurityHighImpactDoors Storage ShuttersElectric GasGrill
Parking Features Attached Underground Garage GarageDoorOpener
Lot Features OversizedLot
Water Source Public Public
Lot Size Area 0.327
Horses N
Foundation Details PillarPostPier
Spa N
Irrigation/Water Rights N
Building Area Total 2992.0
Lot Dimensions 145 x 103 x 96 x 156
Lot Size Acres 0.327
Road Surface Type Gravel
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 3.0
Door Features FrenchDoors
Road Frontage Type PrivateRoad
Other Equipment Generator SatelliteDish
Crops Included Y/N N
Road Responsibility PrivateMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Brian McColgan

Listing Agent

Uip Property Company Llc

Broker

useppaguy@gmail.com

Email

Affordability Calculator

$16,084
Per Month
91%
9%
0%
Monthly Principal & Interest
$14,661
Monthly Property Taxes
$1,423
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/7/2025$2,350,000 Listed Price

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328 Useppa Island, Captiva, FL, 33924 is a Single Family Home for sale at $2,350,000 with 2,992 sqft and a lot size of 0.327. 328 Useppa Island has 5 bedrooms, 3.1 baths, and was built in 1988. The property's zip code is 33924 which is in Captiva, FL