310 E 4th Street Spencer, IA $ 180,000
310 E 4th Street
$ 180,000
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310 E 4th Street

Spencer, IA, 51301
$ 180,000
Bedrooms4 Baths1.1 Sq 2,362

Monthly Estimate*

$ 1,123

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Single Family Home for sale in Spencer, IA

for $180,000 with 4 bedrooms and 1 full bath, 1 half bath. This 2,362 square foot home was built in 1890 on a lot size of 0.31.

Continue the Love in This BIG Two-Story Home. The kind of place where a growing family can truly settle in and make everyday life flow a little easier. Sunlight fills the main floor, especially in the large sunroom which is a natural gathering spot for playtime, quiet mornings, or simple family moments. The kitchen offers plenty of workspace and storage, paired with newer appliances from 2023, while the spacious living room features a wood-burning fireplace and gives everyone room to spread out. A main-floor office adds flexibility for work, hobbies, or a future nursery if needed. Upstairs, all four bedrooms keep the household together, with the primary featuring built-ins. The convenience of an upstairs laundry room adds another layer of ease to daily routines. Outside, a large composite deck extends the living space and overlooks a yard ready for gardening, play, or simple relaxation. The exterior has also been thoughtfully improved with updated perimeter tiling and a lined crawlspace completed in 2024/25, offering peace of mind for future owners. A two-car detached garage with additional storage completes the property, while the basement serves as an ideal year-round storage area for totes, tools, and everything a busy household needs. With its generous layout, flexible spaces, and meaningful improvements already in place, this home is ready for someone excited to bring a little gentle TLC and make it their own. Recent mechanical updates—including a new furnace, water heater, and breaker box in 2024—add comfort and long-term value.

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Single Family Active

Price

$ 180,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,690

Style

TWO STORY

Lot Size

0.31

Year Built

1890

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251520

Features
Interior
Interior Features 2nd Floor Laundry Kitchen Center Island
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor 1/2 Bath Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Style Crawl Space Partial
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General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Range/Stove Refrigerator
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architctural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Yearly Taxes 2690
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 13500
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1890
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 3254
DOM 2
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 76.21
Public Remarks Continue the Love in This BIG Two-Story Home. The kind of place where a growing family can truly settle in and make everyday life flow a little easier. Sunlight fills the main floor especially in the
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Exterior
Exterior Features Deck
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,347
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,123
Monthly Property Taxes
$224
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/6/2025$180,000 Listed Price

Map


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310 E 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $180,000 with 2,362 sqft and a lot size of 0.31. 310 E 4th Street has 4 bedrooms, 1.1 baths, and was built in 1890. The property's zip code is 51301 which is in Spencer, IA