3694 SAPPHIRE LANE Palm Harbor, FL $ 399,000
3694 SAPPHIRE LANE
$ 399,000
Open House 1/25 10am - 12pm
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3694 SAPPHIRE LANE

Palm Harbor, FL, 34684
$ 399,000
Bedrooms3 Baths2.0 Sq 1,431

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Palm Harbor, FL

for $399,000 with 3 bedrooms and 2 full baths. This 1,431 square foot home was built in 1992 on a lot size of 0.1.

Welcome to the heart of Palm Harbor. This well-maintained residence blends style and comfort, offering a thoughtful mix of updates throughout. No Flood Insurance Required (Flood Zone X). The home features beautiful, newer German wide-plank hardwood floors, newer porcelain tile, and fresh interior paint completed within the last three years. Both bathrooms have been fully renovated, showcasing modern finishes and contemporary design. With 3 bedrooms, 2 bathrooms, and a 2-car garage, the layout feels spacious and inviting, enhanced by high ceilings in the living and dining areas. The kitchen offers a functional footprint and presents an excellent opportunity for personalization or a future remodel to suit your taste. Major systems have been taken care of, including a 2017 roof, approximately 8-year-old A/C, and a 5-year-old water heater, providing peace of mind for years to come. The garage has been finished with low-maintenance tile flooring, making it well-suited for parking, organized storage or a home gym. Relax in the screened lanai with a private jacuzzi, or enjoy the nearby community pool just a short stroll away. The Pinellas Trail in your backyard offers endless opportunities for walking, running, or biking just steps away. Located in the desirable Countryside area, this home offers convenient access to Countryside Blvd, Highway 19, Curlew Road, and McMullen Booth Road. You’re just minutes from Countryside Mall, Countryside Hospital, and top-rated schools. The Gulf beaches of Honeymoon Island are just 15 minutes away, with Tampa International and St. Pete–Clearwater airports within 20 minutes. Homes with this level of care and upgrades are rare—schedule your visit today.

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Open House

1/25/2026 10:00 AM - 12:00 PM
3694 SAPPHIRE LANE Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,529

Style

Single Family Residence

Lot Size

0.1

Year Built

1992

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8454229

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected
Roof Shingle
Appliances Dishwasher Dryer Refrigerator Washer
Zoning RPD-5
HOA Fee 140
Garage Spaces 2
Association Fee Includes Common Area Taxes Community Pool Manager Pool Maintenance
Construction Materials Block Stucco
Pets Allowed Breed Restrictions
Year Built 1992
Levels One
Property Subtype Single Family Residence
Tax Year 2023
Ownership Fee Simple
Community Features Clubhouse Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Pool
Attached Garage true
Subdivision Name COUNTRYSIDE PALMS
Facing Direction East
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Off countryside blvd n.
High School Countryside High-PN
City PALM HARBOR
Association Name Citadel Property Management - Tom Perzel
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 4169
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Curlew Creek Elementary-PN
Land Lease Y/N false
Tax Annual Amount 5529
Middle/Junior High School Palm Harbor Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/1af3eccb-77a1-4ef4-b987-75f6e7c2ebc5?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 47
Legal Description COUNTRYSIDE PALMS LOT 47
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 140
Additional Rooms Great Room
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Eating Space In Kitchen
Flooring Luxury Vinyl Porcelain Tile Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Sidewalk Sliding Doors
Lot Features In County
Water Source Public
Lot Size Area 4169
Foundation Details Slab
Building Area Total 1996
Lot Dimensions 40 x 104
Lot Size Acres 0.1
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Serhant

Broker

realtorzoltan@gmail.com

Email

Affordability Calculator

$2,917
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
$461
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Countryside High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
1/1/2026$399,000 -4.77% Price Down
12/19/2025$419,000 Listed Price

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3694 SAPPHIRE LANE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $399,000 with 1,431 sqft and a lot size of 0.1. 3694 SAPPHIRE LANE has 3 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 34684 which is in Palm Harbor, FL