4076 Divide Drive Loveland, CO ^$ 519,000

4076 Divide Drive

^$ 519,000

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Recently Listed

4076 Divide Drive

Loveland, CO, 80538

^$ 519,000

Bedrooms5 Baths3.0 Sq 2,852

Monthly Estimate*

^$ 3,238

Listed by At Home Realty

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Single Family Home for sale in Loveland, CO

for $519,000 with 5 bedrooms and 3 full baths. This 2,852 square foot home was built in 2003 on a lot size of 0.16.

Impressively situated on a quiet street in Loveland's convenient and well-established neighborhood, 4076 Divide Drive is a beautifully updated home that offers thoughtful living spaces, modern finishes, and flexible square-footage for every stage of life, presenting five bedrooms and three bathrooms in a layout designed for both daily routines and lively entertaining. Step inside to find a warm foyer that leads into an open main level where LVP floors flow through a bright living room anchored by oversized windows that draw in natural light and showcase tasteful trim and neutral paint tones; the living area transitions seamlessly to a remodeled kitchen that is truly the heart of the home-featuring quartz countertops, stainless steel appliances including a gas range, and under-cabinet lighting. The primary bedroom is a private retreat with an ensuite bathroom appointed with dual vanities and a tiled shower and soaking tub, while the additional bedrooms are well-sized and versatile for use as guest rooms, offices or hobby spaces and are served by full baths finished with contemporary fixtures and tile work. A standout feature is the walk-out basement that expands the home's living footprint with a large unfinished family/media room, 2 additional bedrooms and full bathroom-ideal for multi-generational living or a dedicated recreation area-plus abundant storage and direct access to the backyard patio and yard. Practical systems and comfortable amenities round out the interior, including a main-level laundry, attached garage, and energy-efficient windows and HVAC components. Outside, the landscaped yard with a private patio and mature trees creates a wonderful backdrop for outdoor dining, gardening, and play. Plenty of room to build equity by fully finishing the basement.

Single Family Active

Price

^$ 519,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,633

Style

House

Lot Size

0.16

Year Built

2003

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1048119

Features

Interior

Interior Amenities Five Piece Bath Open Floorplan Pantry Vaulted Ceiling(s) Walk-In Closet(s)

Basement Full Walk-Out Access

Basement (Y/N) Y

Window Features Window Coverings

Above Grade Finished Area 1435

Half Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 5

Below Grade Finished Area 364

Main Level Bedrooms 3

Main Level Bathrooms 0

Total Baths 3

General

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Dryer Microwave Oven Refrigerator Washer

Zoning P-40

HOA Fee 584

Garage Spaces 2

Association Fee Includes Reserves

Patio/Porch Features Deck

Construction Materials Brick Frame

Exclusions Sellers personal property

Year Built 2003

Levels One

Property Subtype Single Family Residence

Tax Year 2024

Ownership Individual

Assoc Fee Paid Per Annually

County Larimer

Property Type Residential

Association Amenities Park

HOA Y

Attached Garage Y

Subdivision Name Buck 2nd Sub

Possible Use Residential

Full Baths 3

Status Active

High School Loveland

City Loveland

Association Name Buckhorn Village

High School District Thompson R2-J

Lot Size Square Feet 7070

Listing Terms Cash Conventional FHA VA Loan

Elementary School Ponderosa

Tax Annual Amount 2633

Middle/Junior High School Lucile Erwin

Concessions No

Virtual Tour https://my.matterport.com/show/?m=HEmKBSF7np3

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Fencing Fenced

Lot Features Sprinklers In Front

Water Source Public

Total Parking 2

Building Area Total 2852

Lot Size Acres 0.16

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 4076

* Excluded Features

List By

At Home Realty

Broker

(970) 999-5599

Phone

Affordability Calculator

$3,457

Per Month

Monthly Principal & Interest: $3,238
Monthly Property Taxes: $219
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$766,855

Percent of Sale Price 48%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043349 Elementary School

3043707 Middle School

Loveland High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/5/2025	$519,000		Listed Price

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4076 Divide Drive, Loveland, CO, 80538 is a Single Family Home for sale at $519,000 with 2,852 sqft and a lot size of 0.16. 4076 Divide Drive has 5 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/5/2025.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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4076 Divide Drive

Single Family Home for sale in Loveland, CO

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