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20406 Waters Point Lane Germantown, MD $ 449,000
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$ 449,000 Get more info
20406 Waters Point Lane
$ 449,000
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Recently Listed
Open House 12/6 1pm - 3pm
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20406 Waters Point Lane

Germantown, MD, 20874
$ 449,000
Bedrooms3 Baths3.1 Sq 2,266

Monthly Estimate*

$ 2,801

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Townhouse for sale in Germantown, MD

for $449,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,266 square foot townhouse was built in 1982 on a lot size of 0.04.

A fantastic opportunity for buyers seeking lake views, this beautiful townhome on Lake Churchill offers a bright, inviting interior with 3 bedrooms, 3.5 baths, an updated kitchen with island, and a living room with a fireplace. A large elevated deck off the living room provides serene views of the lake, while the walkout lower level adds a den, full bath, and generous storage, offering more than 2,200 sq. ft. of finished space. Connected walking trails lead to nearby Black Hill Regional Park, and community amenities include two pools, tennis and basketball courts, playgrounds, and a clubhouse. Ideally located minutes to I-270, the Germantown MARC station, Wegmans, Montgomery College, BlackRock Center for the Arts, restaurants, and major commuter routes. The roof is approximately six years old.

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Open House

12/6/2025 1:00 PM - 3:00 PM
20406 Waters Point Lane Germantown, MD
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Townhouse Active

Price

$ 449,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Townhouse

Taxes

$ 5,174

Style

Lot Size

0.04

Year Built

1982

Town/City

Germantown

County/Region

Montgomery

MLS | Web ID

MDMC2209206
Features
General
Living Area 2266
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Appliances Built-In Microwave Dishwasher Disposal Dryer Refrigerator Stainless Steel Appliances Stove Washer Water Heater
Zoning TLD
HOA Fee 114.00
Association Fee Includes Common Area Maintenance Pool(s) Snow Removal Trash
Patio/Porch Features Deck(s)
Architectural Style Other
Construction Materials Frame
School District MONTGOMERY COUNTY PUBLIC SCHOOLS
Year Built 1982
View Lake Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County MONTGOMERY
New Construction N
Property Type Residential
Association Amenities Baseball Field Basketball Courts Common Grounds Jog/Walk Path Lake Bike Trail Pool - Outdoor Picnic Area Tennis Courts Tot Lots/Playground Soccer Field
HOA Y
Subdivision Name CHURCHILL TOWN
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions GPS Map
City GERMANTOWN
Body of Water Lake Churchill
Association Name FIRST SERVICE RESIDENTIAL
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1760.00
Tax Annual Amount 5174.0
Property Condition Excellent
Structure Type Interior Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 295.78
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHURCHILL TWN SECTOR TH
Tax Lot 29
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Interior
Interior Amenities Formal/Separate Dining Room Kitchen - Island Kitchen - Table Space Primary Bath(s) Upgraded Countertops Wood Floors Skylight(s)
Heating Fuel Natural Gas
Basement Improved Interior Access Heated Outside Entrance Walkout Level Windows
Total Fireplaces 1
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Window Features Skylights
Fireplace Y/N Y
Above Grade Finished Area 1518
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 748
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Den Foyer Storage Room Bathroom 2 Bathroom 3 Primary Bathroom Half Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool Yes - Community
Parking Features Assigned
Water Source Public
Type of Parking Parking Lot
Foundation Details Pillar/Post/Pier
Spa N
Water View Y/N Y
Lot Size Acres 0.04
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 140000.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 20406
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* Excluded Features
List By
Ttr Sotheby's International Realty

Broker

theresa@taylormaderealestate.net

Email

Affordability Calculator

$3,232
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,801
Monthly Property Taxes
$431
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535836 Elementary School
3535025 Middle School
Seneca Valley High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
12/4/2025$449,000 Listed Price

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20406 Waters Point Lane, Germantown, MD, 20874 is a Townhouse for sale at $449,000 with 2,266 sqft and a lot size of 0.04. 20406 Waters Point Lane has 3 bedrooms, 3.1 baths, and was built in 1982. The property's zip code is 20874 which is in Germantown, MD

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