312 Elm Street
Santa Cruz, CA, 95060 $ 1,149,000
Bedrooms2 Baths1.1 Sq 1,036 Monthly Estimate*
$ 7,075
Listed by Francis Murphy,Realtor
for $1,149,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,036 square foot home was built in 1930 on a lot size of 0.078.
A Spanish-style jewel on a quiet street, this 2 bed, 1.5 ba stucco cottage is naturally cool in summer and comfortably warm in winter. Step inside the graceful arched doorway to the cozy living room with hand-selected saltillo tile floors, garden views, and Taos-feel fireplace. Short hallways lead to bedrooms, bathrooms, and a galley kitchen with hardwood floor and plenty of cupboard space. Skylights, clerestory windows & glass doors provide pure natural light as you step from the larger bedroom into the sunroom/artists studio. Formerly a garage, this light-filled room has 2 sets of double doors to patio and garden areas. Open the doors & provide a delightful indoor-outdoor space for gatherings, w/ a brick patio in front home & a tiled deck overlooking a drought-resistant garden of flowering shrubs & fruit trees. Pick your own avocados, pears, lemons & tangerines, dine in the garden with friends, breakfast in the sunroom as birds and butterflies flit about. While theres no garage, 2 small sheds, discreetly located, offer storage space; washer-drier hookups are found in a sheltered back-deck area. Close to the heart of vibrant Santa Cruz, its an easy walk or bike to beaches, shops, restaurants, library, playground, community center, concert venues, theaters, schools and museums.
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FeaturesGeneralLiving Area 1036
Heating Forced Air
Cooling None
Utilities Natural Gas Available
Roof Bitumen Composition Flat
Appliances Disposal Refrigerator
Zoning SFR
Garage Spaces 0
Architectural Style Cottage Spanish
Year Built 1930
View Neighborhood
Property Subtype Single Family Residence
County Santa Cruz
New Construction false
Property Type Residential
HOA false
Attached Garage false
Garage Y/N false
Full Baths 1
Special Listing Conditions Standard
Status Active
Directions Cross Street: Chestnut
High School Santa Cruz
City Santa Cruz
High School District Other
MLS Area 699 - Not Defined
Lot Size Units Square Feet
Lot Size Square Feet 3398
Carport Spaces 0
Elementary School Other
Property Attached Y/N false
Middle/Junior High School Other
Virtual Tour https://www.312elmst.com/mls/224054446 https://www.312elmst.com
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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InteriorFlooring Carpet Tile Wood
Fireplace Features Gas Starter Living Room Wood Burning
Total Stories 1
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Skylight(s)
Fireplace Y/N true
Half Baths 1
Laundry Features Gas Dryer Hookup Outside
Total Bedrooms 2
Total Baths 2
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ExteriorFencing Partial
Lot Features Level
Water Source Public
Total Parking 2
Lot Size Area 3398
Foundation Details Concrete Perimeter
Lot Size Acres 0.078
Lot Size Source Assessor
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* Excluded FeaturesList ByFrancis Murphy,RealtorBroker
frankmurphyteam@frankmurphy.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,075
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Santa Cruz, CA
Average List Price $2,242,864
Percent of Sale Price 95%
About Santa Cruz, CA 63,054 Population
16% Since 2002
$ 67,765 Median Income
32.22 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Santa Cruz High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/21/2026 | $1,149,000 | -3.85% | Price Down |
| 12/12/2025 | $1,195,000 | | Listed Price |