229 Upper Matecumbe RD Key Largo, FL $ 1,995,000
229 Upper Matecumbe RD
$ 1,995,000
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229 Upper Matecumbe RD

Key Largo, FL, 33037
$ 1,995,000
Bedrooms5 Baths3.0 Sq 3,184

Monthly Estimate*

$ 12,446

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Single Family Home for sale in Key Largo, FL

for $1,995,000 with 5 bedrooms and 3 full baths. This 3,184 square foot home was built in 2024.

Experience the pinnacle of coastal luxury in this brand-new waterfront residence in Key Largo. Featuring five spacious bedrooms and three elegantly appointed bathrooms, this home is crafted with solid concrete construction, ensuring durability and peace of mind. Enjoy breathtaking bay views from the expansive rooftop deck—an ideal setting for entertaining or unwinding as the sun sets over the water. A modern, resort-style pool at the water's edge provides the perfect retreat after a day on the ocean, while the brand-new concrete dock offers a secure haven for your boat, with deep water access to both the ocean and bay. Inside, this stunning home boasts impact windows and doors, elegant tiled floors throughout, and a chef's kitchen with a waterfall-edge sit-up island, premium appliances, and abundant natural light. A luxury elevator adds convenience, while the spacious covered understory—complete with a workshop and storage area—is perfect for housing all your fishing and boating gear. Located just one hour from Miami International Airport, this tropical paradise offers the perfect blend of exclusivity and accessibility.

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Single Family Active

Price

$ 1,995,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 5,019

Style

Year Built

2024

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A11923653

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s)
Utilities Cable Available
Possession Closing & Funding Immediately
Roof Concrete
Appliances Built-In Oven Dishwasher Electric Range Electric Water Heater Disposal Microwave Refrigerator Self Cleaning Oven
Garage Spaces 0
Patio/Porch Features Balcony Deck Open Wrap Around
Architectural Style Detached
Pool Features Above Ground Pool
Security Features Smoke Detector(s)
Restrictions OK To Lease Rental Restriction See Remarks
Construction Materials Block
Pets Allowed No Pet Restrictions Yes
Year Built 2024
View Canal Pool
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Corporation
Waterfront Features Canal Front
Community Features Boat Facilities
County Monroe
Property Type Residential
Subdivision Name Lake Surprise
Facing Direction West
Garage Y/N false
Total Rooms 0
Full Baths 3
Status Active
Directions GPS SIRI or MAPS
City Key Largo
Disclosures None
Senior Community Y/N false
Zoning Description URM
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 6000
Carport Spaces 4
Carport Y/N true
Listing Terms Cash Conventional Other
Year Built Details New Construction
Tax Annual Amount 5019
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11923653
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description BK 4 LT 19 LAKE SURPRISE ESTATES KEY LARGO
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Interior
Interior Amenities Dual Sinks Second Floor Entry Entrance Foyer Eat-in Kitchen French Door(s)/Atrium Door(s) Kitchen Island Living/Dining Room Sitting Area in Primary Split Bedrooms Separate Shower Third Floor Entry Upper Level Primary Walk-In Closet(s) Elevator
Flooring Ceramic Tile
Furnished Y/N Furnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Sliding Impact Glass
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Balcony Deck Fence Lighting Porch Security/High Impact Doors
Parking Features Attached Carport Covered Guest Other
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 6000
Spa false
Road Surface Type Paved
Frontage Length 60
Waterfront Y/N true
Covered Spaces 4
Door Features French Doors
Road Frontage Type City Street
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* Excluded Features
List By
Coldwell Banker Schmitt R.E.

Broker

sallystribling@gmail.com

Email

Affordability Calculator

$12,864
Per Month
97%
3%
0%
Monthly Principal & Interest
$12,446
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
12/2/2025 $1,995,000 Listed Price

Map


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229 Upper Matecumbe RD, Key Largo, FL, 33037 is a Single Family Home for sale at $1,995,000 with 3,184 sqft. 229 Upper Matecumbe RD has 5 bedrooms, 3.0 baths, and was built in 2024. The property's zip code is 33037 which is in Key Largo, FL