764 Spencer Street Ferndale, MI ^$ 184,900

764 Spencer Street

^$ 184,900

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Recently Listed

764 Spencer Street

Ferndale, MI, 48220

^$ 184,900

Bedrooms3 Baths1.1 Sq 1,122

Monthly Estimate*

^$ 1,154

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Single Family Home for sale in Ferndale, MI

for $184,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,122 square foot home was built in 1926 on a lot size of 0.09.

Charming updated Ferndale colonial with classic character, modern updates, and a fantastic location near downtown and Woodward Ave. Step into the spacious enclosed front porch - perfect for morning coffee or evening relaxation - before entering a light-filled living room featuring coved ceilings and large windows. An arched doorway leads into the traditional dining room, flowing seamlessly into the beautifully updated kitchen with stainless steel appliances, tile backsplash, and granite counters. A convenient half bath is tucked just off the kitchen. Upstairs, three comfortable bedrooms share a full bath with vintage charm. The full basement provides laundry and plenty of extra storage space. Out back, enjoy a peaceful fenced yard with mature trees offering great shade and privacy. Welcome Home!

Single Family Active

Price

^$ 184,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,614

Style

Bungalow

Lot Size

0.09

Year Built

1926

Town/City

Ferndale

County/Region

Oakland

MLS | Web ID

60956299

Features

General

Heating Forced Air

Kitchen Level Entry

Possession Negotiable (Possession)

Water Public Water

Appliances Dryer Range/Oven Refrigerator Washer

Status Active Accepting Backup Offers

Full Baths 1

Half Baths 1

Bathrooms 2

Year Built 1926

Subdivision Hugo Scherers MI

Water Heater Gas

Style Bungalow

County Oakland

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Ferndale

Sale/Rent For Sale

Status Detail 3

Structure Style 1 1/2 Story

Area Ferndale (63258)

Primary City Ferndale

Directions North of 8 Mile Rd. & East of Woodward Ave.

City Ferndale

School District Ferndale City School District

Financial Terms Cash Conventional FHA VA

Legal Description T1N R11E SEC 35 HUGO SCHERERS SUB LOT 179 ALSO 1/2 OF VAC ALLEY ADJ TO SAME

DOM 16

Postal Code 48220

Price Per Sq Ft Total AG 164.8

Public Remarks Charming updated Ferndale colonial with classic character modern updates

Interior

Dining Room Level Entry

Basement Unfinished

Bedroom 3 Level Second

Bedroom 1 Level Second

Bedroom 2 Level Second

Beds 3

Fireplace? No

Total Rooms 8

Exterior

Exterior Vinyl Siding

Exterior Amenities Fenced Yard Porch

Frontage 35

Lot Size Area 0.09

Pool (Y/N) No

Lot Dimensions 35X110.53

Roads Paved Street

Waterfront Y/N No

* Excluded Features

List By

Jim Shaffer

Listing Agent

Good Company

Broker

dontsendoffershere@gmail.com

Affordability Calculator

$1,538

Per Month

Monthly Principal & Interest: $1,154
Monthly Property Taxes: $385
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Ferndale, MI

Average List Price ^$294,451

Percent of Sale Price 59%

About Ferndale, MI

19,993 Population

-10% Since 2002

^$55,937 Median Income

39.4 Median Age

16% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759698 Elementary School

759786 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/1/2025	$184,900		Listed Price

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764 Spencer Street, Ferndale, MI, 48220 is a Single Family Home for sale at $184,900 with 1,122 sqft and a lot size of 0.09. 764 Spencer Street has 3 bedrooms, 1.1 baths, and was built in 1926. The property's zip code is 48220 which is in Ferndale, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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764 Spencer Street

Single Family Home for sale in Ferndale, MI

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