403 SE 28th Terrace Cape Coral, FL $ 654,900
403 SE 28th Terrace
$ 654,900
Recently Listed
Open House 12/20 1pm - 3pm
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403 SE 28th Terrace

Cape Coral, FL, 33904
$ 654,900
Bedrooms3 Baths2.0 Sq 2,061

Monthly Estimate*

$ 4,086

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Single Family Home for sale in Cape Coral, FL

for $654,900 with 3 bedrooms and 2 full baths. This 2,061 square foot home was built in 1996 on a lot size of 0.27.

Another Gulf Access Paradise at an Unbeatable Price – Don’t Miss This Opportunity! This beautiful 3-bedroom 2 bathroom Gulf access home is a rare find — and best of all, it’s NOT in a flood zone. With city assessments PAID in full, A Boater’s Dream – Just 2.35 miles to open water and with Gulf access in about 25 minutes. Complete with a seawall, concrete dock, 10,000 lb Boat Lift and a relaxing heated pool — perfect for entertaining or unwinding after a day on the water. Move-In Ready with Brand-New Roof (2022) Fresh Paint & Porcelain Flooring through out & Updated Kitchen & Appliances, Spacious Primary Suite with his & her walk-in closet, 2nd bedroom bright with water view & pool access, currently being used as home office, 3rd guest bedroom perfect for afternoon nap! Enjoy your private screened-in water front pool area, designed for soaking up the Florida sunshine or hosting unforgettable gatherings. Prime Location – Tucked away just off Santa Barbara Blvd, you’re minutes from shopping, dining, and all the excitement Cape Coral has to offer. Whether you’re searching for your forever home, a vacation escape, or a smart investment, this property delivers the perfect blend of luxury, lifestyle, and location. Don’t let this slice of Gulf-access paradise slip away. The garage has loads of storage. Recent updates include updated hot water heater, and a 2-year-old roof, gutters, whole house re-piped, Pool heater & hurricane accordion shutters. Conveniently located near dining, shopping, and entertainment, this home offers the ultimate Florida life.

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Open House

12/20/2025 1:00 PM - 3:00 PM
12/21/2025 1:00 PM - 3:00 PM
403 SE 28th Terrace Cape Coral, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 654,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,683

Style

Ranch, OneStory

Lot Size

0.27

Year Built

1996

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025022408

Features
Interior
Interior Amenities BreakfastBar SeparateFormalDiningRoom HighCeilings MainLevelPrimary Pantry ShowerOnly SeparateShower WalkInClosets WindowTreatments SplitBedrooms
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Jalousie SingleHung Shutters WindowCoverings
Fireplace Y/N N
Half Baths 0
Laundry Features Inside LaundryTub
Total Bedrooms 3
Room Type ScreenedPorch
Total Baths 2
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General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dishwasher Disposal IceMaker Microwave Refrigerator RefrigeratorWithIceMaker SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround PoolEquipment ScreenEnclosure
Security Features None SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1996
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess IntersectingCanal NavigableWater Seawall
Community Features NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
City Cape Coral
Disclosures RvRestrictions
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-W
MLS Area CC13 - Cape Coral Unit 19-21 25 26 89
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4683.98
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://url.usb.m.mimecastprotect.com/s/DvgyCN7onwU9Qo3Y8imfVSyWgaF?domain=s3.amazonaws.com
Standard Status Active
Tax Lot 66.67
Property Sub Type Additional SingleFamilyResidence
Legal Description Cape Coral Unit 26 Blk 879 PB 14 PG 132 LOTs 66 + 67
HOA Fee 3 0.0
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Exterior
Exterior Amenities FruitTrees SprinklerIrrigation
Parking Features Attached Driveway Garage Paved TwoSpaces GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Public Assessment Paid Public
Lot Size Area 0.27
Horses N
Spa N
Irrigation/Water Rights Y
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 2488.0
Lot Dimensions 80 x 145 x 80 x 145
Lot Size Acres 0.27
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Anita Lee

Listing Agent

Coldwell Banker Realty

Broker

anita.lee@floridamoves.com

Email

Affordability Calculator

$4,476
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,086
Monthly Property Taxes
$390
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/29/2025$654,900 Listed Price

Map


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403 SE 28th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $654,900 with 2,061 sqft and a lot size of 0.27. 403 SE 28th Terrace has 3 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 33904 which is in Cape Coral, FL