4496 Blue Springs Drive Spencer, IN ^$ 325,000

4496 Blue Springs Drive

^$ 325,000

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Recently Listed

4496 Blue Springs Drive

Spencer, IN, 47460

^$ 325,000

Bedrooms3 Baths2.2 Sq 1,400

Monthly Estimate*

^$ 2,028

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Single Family Home for sale in Spencer, IN

for $325,000 with 3 bedrooms and 2 full baths, 2 half baths. This 1,400 square foot home was built in 1990 on a lot size of 5.

Great find for those seeking an open floor plan ranch home. This 3 bedroom 2 bath home offers tons of potential with a walkout basement space, garage and detached metal polebarn garage that is 24x36 and has concrete floors. Large main level deck shows off morning sunrises. Spacious 5 acre lot offers a level open space perfect for gardening. Newer roof. Professionally appraised and ready for a new owner.

Single Family Active

Price

^$ 325,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,676

Style

Ranch,Walkout Ranch

Lot Size

Year Built

1990

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202547536

Features

General

Sewer Septic

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces No

Garage Attached

Amenities 1st Bdrm En Suite Cable Available Ceiling Fan(s) Deck Open Garden Tub Open Floor Plan Split Br Floor Plan Tub/Shower Combination Workshop Main Level Bedroom Suite Main Floor Laundry Garage Utilities

Status Active Active

Full Baths 2

Half Baths 2

Bathrooms 4

Year Built 1990

New Construction No

Subdivision Clearwater

Style One Story

Township Clay

Class RESIDENTIAL

Type Site-Built Home

Age 35

REO No

Status Detail 0

Dining Room Level Main

Area Owen County

Location Rural Rural Subdivision

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

HOA Fees $ 700

Architctural Style Ranch Walkout Ranch

Total Sq Ft 2800

Elementary School Spencer

Middle School Owen Valley

Legal Description PT S 1/2 SW S11 T9 R3 3.90A and PT NW S14 T9 R3 1.10A

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202547536

Agent First Name Amanda

Agent Last Name Richardson

DOM 10

Tax Year 2025

Interior

Basement Full Basement Walk-Out Basement

Flooring Carpet Laminate Tile

Beds 3

Total Rooms 10

Dining Room Length 13

Dining Room Width 9

Living Room Width 14

Living Room Length 20

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 1

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 1

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 13

2nd Bedroom Length 13

2nd Bedroom Level Main

2nd Bedroom Width 10

3rd Bedroom Length 13

3rd Bedroom Level Main

3rd Bedroom Width 10

Rec Room Length 26

Rec Room Level Basement

Rec Room Width 27

Basement Material Block

Exterior

Exterior Vinyl

Driveway Gravel

Pool No

Garage Length 26

Garage Width 22

Lot Size Area 217800

Lot Dimensions irr

Lot Description Level Partially Wooded 3-5.9999

Garage Capacity 4

Waterfront Y/N No

* Excluded Features

List By

Amanda Richardson

Listing Agent

Fc Tucker/Bloomington Realtors

Broker

amanda.richardson@homefinder.org

Affordability Calculator

$2,167

Per Month

Monthly Principal & Interest: $2,028
Monthly Property Taxes: $140
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$414,360

Percent of Sale Price 27%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236904 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/28/2025	$325,000		Listed Price

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4496 Blue Springs Drive, Spencer, IN, 47460 is a Single Family Home for sale at $325,000 with 1,400 sqft and a lot size of 5. 4496 Blue Springs Drive has 3 bedrooms, 2.2 baths, and was built in 1990. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/15/2025.

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4496 Blue Springs Drive

Single Family Home for sale in Spencer, IN

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