12 Philipse Road Carmel, NY $ 425,000
12 Philipse Road
$ 425,000
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12 Philipse Road

Carmel, NY, 10512
$ 425,000
Bedrooms1 Baths1.1 Sq 1,188

Monthly Estimate*

$ 2,651

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Single Family Home for sale in Carmel, NY

for $425,000 with 1 bedroom and 1 full bath, 1 half bath. This 1,188 square foot home was built in 1930 on a lot size of 0.343.

Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!

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Single Family Pending

Price

$ 425,000

Bedrooms

1

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 9,465

Style

Cottage

Lot Size

0.343

Year Built

1930

Town/City

Carmel

County/Region

Putnam

MLS | Web ID

918944

Features
Interior
Interior Amenities First Floor Bedroom
Basement Finished
Total Fireplaces 1
Fireplace Features Living Room Wood Burning Stove
Basement Features Finished
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 1
Total Baths 2
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General
Sewer Septic Tank
Heating Baseboard
Cooling Ductless Electric
Utilities Cable Connected Electricity Connected Phone Connected Water Connected
Appliances Dishwasher Dryer Microwave Range Refrigerator Stainless Steel Appliance(s) Washer
Architectural Style Cottage
Security Features Security System Smoke Detector(s) Video Cameras
Construction Materials Frame
Exclusions NONE
Year Built 1930
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372200-022-080-0001-028-000-0000
County Putnam County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 4
Full Baths 1
High School Carmel High School
City Kent
Disclosures Lead Paint Other Disclosures Seller Property Disclosure
Senior Community Y/N N
High School District Carmel
Carport Y/N N
Elementary School Kent Elementary
Property Attached Y/N N
Tax Annual Amount 9465
Showing Instructions Use showing time icon. Recording device with cameras inside and outside. Needs two hours notice because of the cats. Please keep all doors closed while showing do not let the cats out.
Middle/Junior High School George Fischer Middle School
Virtual Tour https://my.matterport.com/show/?m=2RTo3FnfEie https://my.matterport.com/show/?m=2RTo3FnfEie
Building Area Units Square Feet
Standard Status Pending
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 196200
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Exterior
Parking Features Driveway Driveway
Water Source Private
Spa N
Waterfront Y/N N
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Internal Only
Street Number 1 12
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* Excluded Features
List By
Silvia Martins

Listing Agent

Century 21 Royal

Broker

914-722-0700

Contact

Affordability Calculator

$3,440
Per Month
77%
23%
0%
Monthly Principal & Interest
$2,651
Monthly Property Taxes
$789
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4891993 Elementary School
4100096 Middle School
Carmel High School High School
Pricing History
DatePricePrice ChangeDescription
11/28/2025$425,000 Listed Price

Map


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12 Philipse Road, Carmel, NY, 10512 is a Single Family Home for sale at $425,000 with 1,188 sqft and a lot size of 0.343. 12 Philipse Road has 1 bedrooms, 1.1 baths, and was built in 1930. The property's zip code is 10512 which is in Carmel, NY