21320 SW 92nd Ave Cutler Bay, FL $ 859,000
21320 SW 92nd Ave
$ 859,000
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21320 SW 92nd Ave

Cutler Bay, FL, 33189
$ 859,000
Bedrooms3 Baths2.0 Sq 2,105

Monthly Estimate*

$ 5,359

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Single Family Home for sale in Cutler Bay, FL

for $859,000 with 3 bedrooms and 2 full baths. This 2,105 square foot home was built in 1996.

Experience true Florida lakefront living with year-round sunsets! Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard features a covered tiki area with fan, perfect for gatherings, plus a portable grill and a Cuisinart griddle on wheels. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Pets OK. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. HOA is paid quarterly and averages $94/month. It covers lake maintenance and community aesthetics management. Prime location east of Old Cutler Road, close to top schools, parks, and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is close to the Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. The house exterior / windows have a new fresh paint scheme that may not be represented in some photos. Great opportunity to own this unique home!

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Single Family Active

Price

$ 859,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,934

Style

Year Built

1996

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11921728

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Utilities Underground Utilities
Possession Closing & Funding Close Of Escrow
Roof Spanish Tile
Appliances Dryer Dishwasher Electric Range Electric Water Heater Disposal Microwave Other Refrigerator Washer
HOA Fee 281
Garage Spaces 0
Architectural Style One Story
Pool Features In Ground Pool
Restrictions No RV No Truck OK To Lease
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 1996
View Lake Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front Lake Privileges
Community Features Sidewalks
Assoc Fee Paid Per Quarterly
County Miami-Dade
Property Type Residential
Subdivision Name LAKES BY THE BAY SEC 10
Facing Direction East
Garage Y/N false
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Disclosures Owner Is Listing Agent Seller Disclosure
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 6930
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional
Year Built Details Resale
Tax Annual Amount 3934
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11921728
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description LAKES BY THE BAY SEC 10 PB 141-5 LOT 38 BLK 23 LOT SIZE 6930 SQ FT & INT IN COMMON AREAS F/A/U 30-6009-006-0060 OR 19556-4538 0301 1 COC 234
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Interior
Interior Amenities Bidet Bedroom on Main Level Breakfast Area Dual Sinks First Floor Entry Living/Dining Room Main Level Primary Walk-In Closet(s)
Flooring Other Tile
Furnished Y/N Furnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Security/High Impact Doors Storm/Security Shutters
Parking Features Driveway
Lot Features Sprinklers Automatic < 1/4 Acre
Water Source Public
Lot Size Area 6930
Building Area Total 2105
Frontage Length 66
Waterfront Y/N true
Covered Spaces 0
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* Excluded Features
List By
Mezzini Realty Group

Broker

juan@mezzini.com

Email

Affordability Calculator

$5,687
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,359
Monthly Property Taxes
$328
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
11/28/2025 $859,000 Listed Price

Map


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21320 SW 92nd Ave, Cutler Bay, FL, 33189 is a Single Family Home for sale at $859,000 with 2,105 sqft. 21320 SW 92nd Ave has 3 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 33189 which is in Cutler Bay, FL