4195 Settlers Grove Road Cumming, GA ^$ 485,000

4195 Settlers Grove Road

^$ 485,000

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Recently Listed

4195 Settlers Grove Road

Cumming, GA, 30028

^$ 485,000

Bedrooms4 Baths2.1 Sq 2,985

Monthly Estimate*

^$ 3,026

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Single Family Home for sale in Cumming, GA

for $485,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,985 square foot home was built in 2006 on a lot size of 0.22.

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering comfort, space, and privacy. Freshly painted throughout, this bright and inviting residence features an open and airy layout perfect for both everyday living and entertaining. The generously sized bedrooms provide ample room for relaxation, while the well-designed floor plan offers excellent flow and functionality. Step outside to a serene and private backyard – an ideal retreat for outdoor dining, gardening, or simply enjoying peaceful evenings. Located in a quiet, friendly, and highly sought-after neighborhood, this home provides a perfect balance of tranquility and convenience. Spacious, move-in ready, and full of charm — this is a wonderful place to call home. Seller offer $2000 for Buyers closing cost.

Single Family Active

Price

^$ 485,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,634

Style

Traditional

Lot Size

0.22

Year Built

2006

Town/City

Cumming

County/Region

Forsyth

MLS | Web ID

7685569

Features

Interior

Interior Amenities Other

Basement None

Flooring Luxury Vinyl

Total Fireplaces 1

Fireplace Features Living Room

Common Walls No Common Walls

Window Features None

Half Baths 1

Laundry Features Upper Level

Total Bedrooms 4

Room Type Other

Main Level Bedrooms 0

Main Level Bathrooms 0

Kitchen Features Cabinets Stain Eat-in Kitchen Kitchen Island Pantry Stone Counters

Total Baths 3

Primary Bathroom Features Shower Only

Dining Room Features Separate Dining Room

General

Sewer Public Sewer

Heating Central

Cooling Ceiling Fan(s) Central Air

Utilities None

Roof Composition

Appliances Dishwasher Disposal Gas Oven Gas Range Refrigerator

HOA Fee 750

Garage Spaces 2

Patio/Porch Features Covered

Architectural Style Traditional

Pool Features None

Security Features Smoke Detector(s)

Construction Materials Brick Front Cement Siding

Year Built 2006

Electric None

View Other

Levels Two

Property Subtype Single Family Residence

Tax Year 2024

Waterfront Features N

Community Features Clubhouse Fishing Pool Tennis Court(s)

Accessibility None

HOA Fee 2 0

Assoc Fee Paid Per Annually

County Forsyth - GA

Property Type Residential

HOA Yes

Energy Efficient None

Subdivision Name Settlers Lake

Green Energy Generation None

Other Structures None

Full Baths 2

Status Active

Directions GPS

High School North Forsyth

City Cumming

Body of Water None

Spa Features None

Elementary School Silver City

Property Attached Y/N No

Land Lease Y/N No

Tax Annual Amount 4634

Home Warranty Y/N No

Middle/Junior High School North Forsyth

Property Condition Resale

Standard Status Active

Occupancy Type Vacant

Legal Description 14-1 328 LT 163 PH 1 SETT LERS' LAKE

Corporate Owner None

Exterior

Exterior Amenities Garden Private Yard

Fencing Fenced

Parking Features Driveway Garage Garage Door Opener

Lot Features Back Yard Landscaped Private

Water Source Public

Total Parking 6

Foundation Details Slab

Building Area Total 2985

Lot Dimensions x

Lot Size Acres 0.22

Road Surface Type None

Private Pool No

Lot Size Source Public Records

Road Frontage Type Other

Other Equipment None

Horse Amenities None

Internal Only

Street Number 1 4195

* Excluded Features

List By

Phuong Liu

Listing Agent

Virtual Properties Realty.Com

Broker

phuongailiu@gmail.com

Affordability Calculator

$3,412

Per Month

Monthly Principal & Interest: $3,026
Monthly Property Taxes: $386
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cumming, GA

Average List Price ^$780,830

Percent of Sale Price 61%

About Cumming, GA

7,395 Population

68% Since 2002

^$52,771 Median Income

37.22 Median Age

34% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1927296 Elementary School

1927409 Middle School

North Forsyth High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/25/2025	$485,000		Listed Price

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4195 Settlers Grove Road, Cumming, GA, 30028 is a Single Family Home for sale at $485,000 with 2,985 sqft and a lot size of 0.22. 4195 Settlers Grove Road has 4 bedrooms, 2.1 baths, and was built in 2006. The property's zip code is 30028 which is in Cumming, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2025 First Multiple Listing Service, Inc.

Information is deemed reliable but is not guaranteed accurate by the MLS.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Market Pricing and get the Facts about - are provided by On-Board Data Systems

Techinical Entity for providing IDX functionality is Weichert Lead Network - wlnhelp@wlninc.com

Data is updated as of 12/7/2025.

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4195 Settlers Grove Road

Single Family Home for sale in Cumming, GA

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