704 Bay Road Bay City, MI ^$ 184,900

704 Bay Road

^$ 184,900

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Recently Listed

704 Bay Road

Bay City, MI, 48706

^$ 184,900

Bedrooms3 Baths2.0 Sq 1,750

Monthly Estimate*

^$ 1,154

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Single Family Home for sale in Bay City, MI

for $184,900 with 3 bedrooms and 2 full baths. This 1,750 square foot home was built in 1940 on a lot size of 0.22.

Welcome home to this charming 3-bedroom, 2-bath ranch featuring a fully fenced front and backyard. Enjoy a cozy living room, a comfortable dining area, and a spacious main bedroom with cathedral ceilings, an en-suite bath, and a walk-in closet. The attached garage has been converted into a heated workshopâperfect for hobbies, storage, or additional workspace. Step outside to the back patio, ideal for grilling, relaxing, and summer get-togethers, plus a small storage shed for convenience. This property was previously an Airbnb with full summer occupancy thanks to its great location directly across from the water and Saginaw Bay. A great layout, great yard space, and move-in-ready! Listing agent has ownership interest in the property.

Single Family Active

Price

^$ 184,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,153

Style

Ranch

Lot Size

0.22

Year Built

1940

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50194983

Features

General

Heating Forced Air

Kitchen Level First

Cooling Wall/Window A/C

Possession At Close

Garage Attached Garage

Water Public Water

Appliances Microwave Range/Oven Refrigerator

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1940

Parking 3 or More Spaces Paved Driveway

Subdivision Shady Shores MI

Water Heater Gas

Style Ranch

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Bangor Twp

New Construction Y/N No

Sale/Rent For Sale

Status Detail 0

Structure Style 1 Story

Area Bangor Twp (09001)

Primary City Bay City

City Bay City

School District Bangor Township Schools

Financial Terms Cash Conventional FHA VA MIStateHsDevAuthority

Legal Description LOT 84 ASSESSOR'S PLAT OF APLIN BEACH SUB

DOM 9

Postal Code 48706

Price Per Sq Ft Total AG 105.66

Public Remarks Welcome home to this charming 3-bedroom 2-bath ranch featuring a fully fenced front and backyard. Enjoy a cozy living room a comfortable dining area

Interior

Dining Room Level First

Bedroom 3 Level First

Bedroom 1 Level First

Bedroom 2 Level First

Beds 3

Fireplace? No

Exterior

Exterior Aluminum

Exterior Amenities Fenced Yard Fence Owned

Frontage 74

Lot Size Area 0.22

Pool (Y/N) No

Lot Dimensions 74x126

Roads City/County Paved Street

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Zachary Kuch

Listing Agent

Exp Realty Llc

Broker

kuchrealestate@yahoo.com

Affordability Calculator

$1,416

Per Month

Monthly Principal & Interest: $1,154
Monthly Property Taxes: $263
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$199,888

Percent of Sale Price 8%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1571986 Elementary School

1571922 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/24/2025	$184,900		Listed Price

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704 Bay Road, Bay City, MI, 48706 is a Single Family Home for sale at $184,900 with 1,750 sqft and a lot size of 0.22. 704 Bay Road has 3 bedrooms, 2.0 baths, and was built in 1940. The property's zip code is 48706 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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704 Bay Road

Single Family Home for sale in Bay City, MI

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