12 DELAWARE AVENUE Saint Cloud, FL $ 340,000
12 DELAWARE AVENUE
$ 340,000
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12 DELAWARE AVENUE

Saint Cloud, FL, 34769
$ 340,000
Bedrooms3 Baths2.0 Sq 1,120

Monthly Estimate*

$ 2,093

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Single Family Home for sale in Saint Cloud, FL

for $340,000 with 3 bedrooms and 2 full baths. This 1,120 square foot home was built in 1998 on a lot size of 0.21.

Under contract-accepting backup offers. Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat. Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions. Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been refreshed with brand-new tile flooring and updated appliances, creating a clean, modern space ready for daily living and entertaining. Step outside to your covered rear porch, an ideal spot for morning coffee, sunset unwinding, or weekend gatherings after a walk by the water. Major updates provide peace of mind: AC 3 years old, Roof approx. 11 years old, Hurricane shutters included, homes near the lake at this price rarely last — whether you're looking for a primary home, winter retreat, or investment opportunity, this location delivers the lifestyle people move to Saint Cloud for. Come experience the lake breeze for yourself. 1 or more pics staged

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Single Family Pending

Price

$ 340,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 539

Style

Single Family Residence

Lot Size

0.21

Year Built

1998

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5139142

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Disposal Dryer Microwave Range Range Hood Refrigerator Washer
Zoning SR1A
Garage Spaces 2
Construction Materials Block Stucco
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE FRONT ADD TO TOWN OF ST CLOUD
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Pending
Directions E 192 to L on Delaware Ave property on L
City ST CLOUD
Body of Water EAST LAKE TOHO
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 9017
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 539.44
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5139142
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Owner
Tax Lot 30
Legal Description ST CLOUD BLVD LOTS PB B PG 61-64 N 90.5 FT OF S 178.5 FT OF LOT 30 01/26/30
Water View Lake
Minimum Lease 1-2 Years
Water Access Y/N false
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Carpet Tile Hardwood
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Sliding Doors
Water Source Public
Lot Size Area 9017
Foundation Details Block Slab
Building Area Total 1700
Lot Dimensions 90.5 x 100
Lot Size Acres 0.21
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Charles Rutenberg Realty Orlando

Broker

flhomesbyHolly@outlook.com

Email

Affordability Calculator

$2,138
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,093
Monthly Property Taxes
$45
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/3/2026$340,000 -1.45% Price Down
2/17/2026$345,000 -1.40% Price Down
12/19/2025$349,900 Listed Price

Map


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12 DELAWARE AVENUE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $340,000 with 1,120 sqft and a lot size of 0.21. 12 DELAWARE AVENUE has 3 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 34769 which is in Saint Cloud, FL