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20816 SW 85th Pl Cutler Bay, FL $ 840,000
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$ 840,000 Get more info
20816 SW 85th Pl
$ 840,000
Back to search
Share Save

20816 SW 85th Pl

Cutler Bay, FL, 33189
$ 840,000
Bedrooms4 Baths3.0 Sq 2,020

Monthly Estimate*

$ 5,241

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Single Family Home for sale in Cutler Bay, FL

for $840,000 with 4 bedrooms and 3 full baths. This 2,020 square foot home was built in 1989.

Wake up to peaceful lake views in this spacious 4BR/3BA two-story single family home in the charming Cutler Bay community of Chanterelle by the Bay, just off historic Old Cutler Road. Sitting on an oversized 13,000+ sq ft lot, this lakefront property offers a true Florida lifestyle — swim, kayak, paddle board, or even add your own private sandy beach in the backyard. A grand double-height foyer welcomes you into an expansive living area filled with natural light, complemented by marble and wood floors throughout. The oversized living room flows into a formal dining space perfect for family celebrations. The kitchen overlooks the lake, creating a serene backdrop for everyday living. The oversized primary suite features a spacious ensuite with separate tub, shower, and generously sized walk-in closet. A full bedroom and bathroom downstairs offer flexibility for guests or extended family. Additional features include a dedicated laundry room, accordian shutters and 2-car garage for added convenience. Just a short golf cart or bike path ride to Black Point Marina, waterfront dining, and oceanside walking trails, this home offers rare space, lifestyle, and potential in one of the area’s most sought-after communities.

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Single Family Active

Price

$ 840,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 3,652

Style

Year Built

1989

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11907660
Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Closing & Funding
Roof Barrel
Appliances Dryer Dishwasher Electric Range Disposal Microwave Refrigerator Self Cleaning Oven Washer
HOA Fee 112
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Architectural Style Detached Two Story
Pool Features None
Security Features Gated Community Smoke Detector(s)
Restrictions Association Approval Required Limited Number Vehicles No RV No Truck OK To Lease
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 1989
View Lake Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front Lake Privileges
Community Features Gated Other
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name CENTENNIAL SEC 2
Facing Direction East
Garage Y/N true
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 13424
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 3652
Lease Considered Y/N false
Virtual Tour https://services.qriqet.com/20816-SW-85th-Pl/idx
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description CENTENNIAL SEC 2 PB 132-99 LOT 13 BLK 6 LOT SIZE 13424 SQ FT & INT IN COMMON AREA OR 19330/3352 19420/843 10 2000 3 F/A/U 30-6010-021-0790 C
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level Closet Cabinetry Dining Area Separate/Formal Dining Room Entrance Foyer Eat-in Kitchen First Floor Entry Jetted Tub Pantry Separate Shower Upper Level Primary Walk-In Closet(s)
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 0
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Room For Pool Storm/Security Shutters
Parking Features Attached Driveway Garage Guest Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 13424
Building Area Total 2540
Frontage Length 500
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Xcellence Realty

Broker

monica@mpbenitez.com

Email

Affordability Calculator

$5,545
Per Month
95%
5%
0%
Monthly Principal & Interest
$5,241
Monthly Property Taxes
$304
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
Date Price Price Change Description
11/24/2025 $840,000 Listed Price

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20816 SW 85th Pl, Cutler Bay, FL, 33189 is a Single Family Home for sale at $840,000 with 2,020 sqft. 20816 SW 85th Pl has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 33189 which is in Cutler Bay, FL

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