144 SW 38th Terrace Cape Coral, FL $ 750,000
144 SW 38th Terrace
$ 750,000
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144 SW 38th Terrace

Cape Coral, FL, 33914
$ 750,000
Bedrooms4 Baths3.0 Sq 2,468

Monthly Estimate*

$ 4,679

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Single Family Home for sale in Cape Coral, FL

for $750,000 with 4 bedrooms and 3 full baths. This 2,468 square foot home was built in 1989 on a lot size of 0.23.

ATTENTION BOATERS!- ATTENTION REALTORS!- ATTENTION EVERYONE! Don’t miss this stunning 4BR, 3BA Gulf-access pool home offering 2,468 sq. ft. of beautifully designed living space and an impressive list of premium upgrades. Truly a rare find, this property checks all the boxes and more! Never flooded, provides peace of mind and lasting value, complemented by thoughtful enhancements that differentiate it from the rest of the market. The 4th bedroom is the upper-level addition, completed in 2020, includes a private screened deck—an ideal retreat for guests or a quiet getaway. A fully paid whole-house solar energy system with backup batteries keeps electric bills around $25/month, while the standing seam metal roof (2020) adds both durability and architectural elegance. Outdoor living shines with twin Weardeck docks featuring two 10,000 lb boat lifts (2021), perfect for quick Gulf access. Inside, enjoy an open floor plan with a chef’s kitchen featuring granite countertops and a large island, beautifully appointed baths, and tile flooring throughout. Impact windows and doors provide security and efficiency. A magnificent smart home system with cameras, lighting, and boat lift controls adds convenience and peace of mind. The screened-in pool and lanai create the perfect setting for relaxing or entertaining. Even the garage impresses with an epoxy floor for a clean, polished finish. Centrally located near top restaurants, shopping, schools, and entertainment, this exceptional home delivers the perfect blend of lifestyle, location, and value!

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Single Family Active

Price

$ 750,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,638

Style

MultiLevel, TwoStory

Lot Size

0.23

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025020646

Features
Interior
Interior Amenities BedroomOnMainLevel EatInKitchen KitchenIsland LivingDiningRoom MainLevelPrimary ShowerOnly SeparateShower Bar WalkInClosets WindowTreatments SplitBedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Sliding ImpactGlass WindowCoverings
Fireplace Y/N N
Half Baths 0
Laundry Features WasherHookup DryerHookup Inside
Total Bedrooms 4
Room Type Den FamilyRoom ScreenedPorch
Total Baths 3
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General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric Zoned
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Balcony Lanai Porch Screened
Architectural Style MultiLevel TwoStory
Pool Features InGround OutsideBathAccess PoolEquipment ScreenEnclosure
Security Features KeyCardEntry SecuritySystem SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Canal
Stories Count 2
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess IntersectingCanal NavigableWater Seawall
Community Features BoatFacilities
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Energy Efficient SolarPanels
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions Cape Coral Pkwy to North on Santa Barbara Blvd. Turn West on 38th Terace. Home will be next to last on the left.
High School CHOICE
City Cape Coral
Disclosures OwnerHasFloodInsurance RvRestrictions SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-W
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Elementary School CHOICE
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6638.22
Home Warranty Y/N N
Middle/Junior High School CHOICE
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025020646
Standard Status Active
Tax Lot 22
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 22 + 23
HOA Fee 3 0.0
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Exterior
Exterior Amenities SecurityHighImpactDoors SprinklerIrrigation
Parking Features Attached Driveway Garage Paved GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Public Assessment Paid Public
Lot Size Area 0.23
Horses N
Spa N
Irrigation/Water Rights Y
Gulf Access Type Bridges Water Indirect
Gulf Access Y
Building Area Total 2908.0
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Susan Smith

Listing Agent

Era Cape Realty

Broker

susan.caperealty@gmail.com

Email

Affordability Calculator

$5,232
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,679
Monthly Property Taxes
$553
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1418139 Elementary School
1418144 Middle School
Choice High School High School
Pricing History
DatePricePrice ChangeDescription
11/23/2025$750,000 Listed Price

Map


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144 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $750,000 with 2,468 sqft and a lot size of 0.23. 144 SW 38th Terrace has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 33914 which is in Cape Coral, FL