144 SW 38th Terrace Cape Coral, FL $ 714,900
144 SW 38th Terrace
$ 714,900
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144 SW 38th Terrace

Cape Coral, FL, 33914
$ 714,900
Bedrooms4 Baths3.0 Sq 2,468

Monthly Estimate*

$ 4,402

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Single Family Home for sale in Cape Coral, FL

for $714,900 with 4 bedrooms and 3 full baths. This 2,468 square foot home was built in 1989 on a lot size of 0.23.

Step inside this impressive 4-bedroom, 3-bath home and discover a spacious open layout designed for everyday living and entertaining. At the heart of the residence, the chef-inspired kitchen boasts granite countertops, a large island, and stainless finishes, seamlessly flowing into the family room for a warm, inviting atmosphere. Tile flooring throughout and beautifully updated bathrooms add to the home’s refined comfort. Outdoors, the screened pool and lanai create a private retreat perfect for relaxation or hosting friends. For boating enthusiasts, the property offers unmatched Gulf access with two Weardeck docks and dual 10,000-lb lifts (installed in 2021), making days on the water effortless. Upgrades elevate this home far beyond the ordinary. A 2020 upper-level addition provides a fourth bedroom with its own private screened balcony—ideal for guests or a personal getaway. Energy efficiency shines with a fully paid whole-house solar system and backup batteries, keeping monthly electric costs around $25. A standing seam metal roof (2020) adds longevity and curb appeal, while impact windows and doors enhance security. A sophisticated smart-home system manages cameras, lighting, and even the boat lifts, and the garage features a sleek epoxy floor for a polished finish. Situated in a desirable SW Cape Coral location near top dining, shopping, schools, and entertainment, this home offers the perfect blend of lifestyle, waterfront access, and modern upgrades—an exceptional opportunity for those seeking the best of coastal living.

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Single Family Active

Price

$ 714,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,638

Style

Multi-Level, Two Story

Lot Size

0.23

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025020646

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric Zoned
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Freezer Disposal Microwave Range Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Balcony Lanai Porch Screened
Architectural Style Multi-Level Two Story
Pool Features In Ground Outside Bath Access Pool Equipment Screen Enclosure
Security Features Key Card Entry Security System Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Canal
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Canal Access Intersecting Canal Navigable Water Seawall
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Energy Efficient Solar Panel(s)
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
Directions Cape Coral Pkwy to North on Santa Barbara Blvd. Turn West on 38th Terace. Home will be next to last on the left.
High School CHOICE
City Cape Coral
Disclosures Owner Has Flood Insurance RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1-W
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Elementary School CHOICE
Tax Annual Amount 6638.22
Middle/Junior High School CHOICE
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025020646
Standard Status Active
Tax Lot 22
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 22 + 23
HOA Fee 3 0
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Interior
Interior Amenities Bedroom on Main Level Eat-in Kitchen Kitchen Island Living/Dining Room Main Level Primary Shower Only Separate Shower Bar Walk-In Closet(s) Window Treatments Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Sliding Impact Glass Window Coverings
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup Inside
Total Bedrooms 4
Room Type Den Family Room Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Security/High Impact Doors Sprinkler/Irrigation
Parking Features Attached Driveway Garage Paved Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.23
Spa false
Building Area Total 2908
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Susan Smith

Listing Agent

Era Cape Realty

Broker

susan.caperealty@gmail.com

Email

Affordability Calculator

$4,955
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,402
Monthly Property Taxes
$553
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
2/22/2026$714,900 -4.04% Price Down
2/20/2026$745,000 Listed Price

Map


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144 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $714,900 with 2,468 sqft and a lot size of 0.23. 144 SW 38th Terrace has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 33914 which is in Cape Coral, FL