4012 Bank Street Bay Saint Louis, MS $ 950,000
4012 Bank Street
$ 950,000
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4012 Bank Street

Bay Saint Louis, MS, 39520
$ 950,000
Bedrooms4 Baths3.2 Sq 2,709

Monthly Estimate*

$ 5,927

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Single Family Home for sale in Bay Saint Louis, MS

for $950,000 with 4 bedrooms and 3 full baths, 2 half baths. This 2,709 square foot home was built in 2016 on a lot size of 0.33.

Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

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Single Family Pending

Price

$ 950,000

Bedrooms

4

Full Bath

3

Half Bath

2

Property Type

Single Family

Taxes

$ 3,914

Style

Contemporary

Lot Size

0.33

Year Built

2016

Town/City

Bay Saint Louis

County/Region

Hancock

MLS | Web ID

4132308

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Double Vanity Eat-in Kitchen Granite Counters High Speed Internet His and Hers Closets Pantry Primary Downstairs Soaking Tub Walk-In Closet(s)
Flooring Laminate Tile
Fireplace Features Fire Pit Gas Starter Wood Burning
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 2
Laundry Features Inside
Total Bedrooms 4
Total Baths 5
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General
Sewer Public Sewer
Heating Central Electric Fireplace(s)
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Connected Propane Available Propane Connected Water Connected Propane
Roof Metal
Appliances Cooktop Dishwasher Microwave Tankless Water Heater
Garage Spaces 0.0
Patio/Porch Features Patio Wrap Around
Architectural Style Contemporary
Security Features Security System Smoke Detector(s)
Construction Materials Cement Siding HardiPlank Type
Year Built 2016
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features River Front
Community Features Boating
County Hancock
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Shoreline Park
Garage Y/N N
Other Structures Gazebo
Total Rooms 0
Full Baths 3
Status Pending
Directions 603 to Central Ave. Left on 21st Ave. Right on Swan Left on Manhattan left on Victoria stay right left on Bank house is at the end on the left.
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 14374.8
Carport Spaces 2.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3914.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/4012-Bank-Street-Bay-Saint-Louis-MS-39520/unbranded
Structure Type House
Standard Status Pending
Year Built Source Assessor
Legal Description 9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4
Senior Community None
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Exterior
Exterior Amenities Fire Pit Outdoor Grill Outdoor Kitchen
Parking Features Carport Driveway Storage Concrete
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.33
Foundation Details Pillar/Post/Pier
Spa N
Building Area Total 2709.0
Lot Dimensions 182x102x93x137
Lot Size Acres 0.33
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4012
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* Excluded Features
List By
Erica M Julian

Listing Agent

Engel & Volkers Slidell-Mandeville

Broker

erica.spano@evusa.com

Email

Affordability Calculator

$6,253
Per Month
95%
5%
0%
Monthly Principal & Interest
$5,927
Monthly Property Taxes
$326
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1580642 Elementary School
1580615 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/22/2025$950,000 Listed Price

Map


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4012 Bank Street, Bay Saint Louis, MS, 39520 is a Single Family Home for sale at $950,000 with 2,709 sqft and a lot size of 0.33. 4012 Bank Street has 4 bedrooms, 3.2 baths, and was built in 2016. The property's zip code is 39520 which is in Bay Saint Louis, MS