850 Oak Street Chattanooga, TN $ 1,495,000
850 Oak Street
$ 1,495,000
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850 Oak Street

Chattanooga, TN, 37403
$ 1,495,000
Bedrooms4 Baths3.1 Sq 3,700

Monthly Estimate*

$ 9,205

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Single Family Home for sale in Chattanooga, TN

for $1,495,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,700 square foot home was built on a lot size of 0.15.

Welcome to 850 Oak Street, a beautifully restored 1900 historic home in Chattanooga's renowned Fort Wood Historic District, one of the city's most architecturally significant and sought after neighborhoods. Known for its tree lined streets, preserved historic homes, and walkable location near downtown Chattanooga, Fort Wood offers a rare combination of heritage, charm, and convenience. This extraordinary residence has been thoughtfully restored to honor its original craftsmanship while incorporating modern comforts, creating a one of a kind historic property for today's lifestyle. The impressive columned front porch with original mosaic tile flooring immediately captures the spirit of the home and offers the perfect place to relax and enjoy the neighborhood's peaceful setting. Newly designed landscaping features classic Southern plantings that will mature beautifully over time, while the generous lot provides space for a future garage with rooftop terrace, adding additional outdoor living potential. Inside, historic architectural details are preserved throughout, including restored wavy glass windows, soaring ceilings, custom dentil molding, ornate baseboards, and multiple fireplaces. Original pocket doors discovered during the renovation now elegantly separate the parlor, study, and living room, creating flexible spaces ideal for entertaining or working from home. The moody home office or study with exposed brick offers a cozy retreat, while the living room features a striking custom marble fireplace surround. Large windows fill the formal dining room with natural light. The designer kitchen blends historic character with modern luxury and features a farmhouse sink, marbled granite countertops and backsplash, Monogram appliances, herringbone wood flooring, beadboard accents, and custom cabinetry. A second staircase connects the kitchen to the upper level and the private lower suite. Upstairs, three beautifully designed bedrooms feature generous closets and timeless details. The primary suite offers a tranquil retreat with tall windows, a luxurious ensuite bath featuring a clawfoot tub, patterned tile floors, tiled shower, and designer finishes. A private lower level suite with separate entrance includes a living area with bar, bedroom, and full bath, ideal for guests, multigenerational living, or a private office. Modern upgrades include wired sound and a hot water recirculation system for added comfort and convenience. Located just minutes from downtown Chattanooga, the University of Tennessee at Chattanooga, Erlanger Medical Center, restaurants, arts, and cultural attractions, this exceptional home offers the perfect blend of historic architecture, modern updates, and downtown lifestyle living. Buyer to verify all information.

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Single Family Active

Price

$ 1,495,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,145

Style

Lot Size

0.15

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1524393

Features
Interior
Interior Amenities Bar Chandelier Crown Molding Double Vanity Pantry Separate Dining Room Separate Shower Soaking Tub Tub/shower Combo Walk-In Closet(s)
Basement Finished
Flooring Ceramic Tile Concrete Hardwood
Total Fireplaces 4
Fireplace Features Bath Bedroom Living Room Primary Bedroom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3700.0
Half Baths 1
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Total Baths 4
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Water Connected
Appliances Refrigerator Range Hood Microwave Dishwasher Cooktop Built-In Electric Oven Bar Fridge
Patio/Porch Features Covered Front Porch Side Porch
Construction Materials Brick
Year Built 1900
Stories Count 3
Levels Three Or More
Property Subtype Single Family Residence
Community Features Historic District
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Fort Wood
Garage Y/N N
Total Rooms 14
Full Baths 3
Status Active
Directions From McCallie Ave turn onto Fort Wood Place turn left onto Oak Street home is on the left.
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Brown Academy
Land Lease Y/N N
Tax Annual Amount 5145.81
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/1aa95cb1-df70-4181-88e2-b962d5f480fc?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Legal Description LT Q G H PRYORS SUB N/R
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Exterior
Exterior Amenities Private Entrance Rain Gutters
Parking Features Off Street Permit Required
Lot Features Front Yard
Water Source Public
Lot Size Area 0.15
Foundation Details Brick/Mortar
Spa N
Building Area Total 3700.0
Lot Dimensions 45.33X144
Lot Size Acres 0.15
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 850
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* Excluded Features
List By
Keller Williams Realty

Broker

dianepatty@gmail.com

Email

Affordability Calculator

$9,634
Per Month
96%
4%
0%
Monthly Principal & Interest
$9,205
Monthly Property Taxes
$429
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547640 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
1/26/2026$1,495,000 -4.11% Price Down
11/21/2025$1,559,000 Listed Price

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850 Oak Street, Chattanooga, TN, 37403 is a Single Family Home for sale at $1,495,000 with 3,700 sqft and a lot size of 0.15. 850 Oak Street has 4 bedrooms and 3.1 baths. The property's zip code is 37403 which is in Chattanooga, TN