3100 N CANAL DRIVE Palm Harbor, FL $ 529,900
3100 N CANAL DRIVE
$ 529,900
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3100 N CANAL DRIVE

Palm Harbor, FL, 34684
$ 529,900
Bedrooms4 Baths2.0 Sq 1,968

Monthly Estimate*

$ 3,263

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Single Family Home for sale in Palm Harbor, FL

for $529,900 with 4 bedrooms and 2 full baths. This 1,968 square foot home was built in 1973 on a lot size of 0.24.

Experience refined waterfront living in Lake Tarpon Estates. Situated in an X flood zone with no flood insurance required, 3100 N Canal Drive rests along a tranquil canal just moments from , offering direct water access and an exceptional Florida lake lifestyle. This beautifully maintained 4-bedroom, 2-bath residence blends comfort and sophistication with a bright, open-concept design ideal for both entertaining and everyday living. Expansive windows frame serene canal views, bathing the interior in natural light and creating a peaceful ambiance throughout. Recent improvements include a NEW ROOF and NEW INTERIOR PAINT, enhancing both value and appeal. The spacious primary suite features a large walk-in closet and private bath, while three additional bedrooms provide flexibility for guests, family, or a home office. Generous storage and a dedicated laundry room add to the home’s functionality. Outdoors, the property truly shines. Positioned on a 0.24-acre corner lot with approximately 90 feet of canal frontage, the backyard invites you to embrace the waterfront lifestyle with a private patio, storage shed, mature tropical landscaping, and direct canal-to-lake access. Ample space allows for boat or RV parking, and the absence of HOA restrictions offers added freedom and versatility. Lake Tarpon spans 2,534 acres with a 52-square-mile watershed and is widely regarded as one of Florida’s premier bass fishing lakes. Anglers also enjoy abundant bluegill and redear sunfish, making it a year-round destination for freshwater recreation. Conveniently located near downtown Palm Harbor, shopping, dining, recreation, major roadways, and Tampa International Airport, this exceptional property combines peaceful waterfront living with everyday convenience. A rare opportunity to own a canal-front retreat with direct access to Lake Tarpon—where elegance meets the ultimate Florida lifestyle.

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Single Family Active

Price

$ 529,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,516

Style

Ranch

Lot Size

0.24

Year Built

1973

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8450337

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Washer
Zoning R-3
Patio/Porch Features Patio Screened Wrap Around
Architectural Style Ranch
Construction Materials Block
Year Built 1973
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Canal - Freshwater
County Pinellas
New Construction false
Property Type Residential
Subdivision Name LAKE TARPON ESTATES
Facing Direction West
Garage Y/N false
Other Structures Shed(s) Storage
Total Rooms 5
Full Baths 2
Status Active
Directions US 19 Lake Tarpon Drive Canal
City PALM HARBOR
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 10337
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 3516
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/415139d3-9fa1-4257-9423-3090fe0ae20f?wl=true&setAttribution=mls&initialViewType=pano https://www.zillow.com/view-imx/415139d3-9fa1-4257-9423-3090fe0ae20f?initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 53
Legal Description LAKE TARPON ESTATES W 1/2 LOT 53 ALL OF LOT 54
Water View Canal
Water Access Type Canal - Freshwater Lake
Minimum Lease 1 Month
Water Access Y/N true
Additional Rooms Inside Utility Storage Rooms
Water View Y/N true
Flood Zone Code X500
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Primary Bedroom Main Floor Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Ceramic Tile Laminate
Furnished Y/N Unfurnished
Fireplace Features Family Room Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Private Yard Rain Gutters Sliding Doors Storage
Vegetation Mature Landscaping Trees/Landscaped
Fencing Vinyl
Parking Features Driveway Off Street Oversized RV Parking
Lot Features Corner Lot Landscaped Level Oversized Lot Private
Water Source Public
Lot Size Area 10337
Foundation Details Slab
Building Area Total 1968
Lot Size Acres 0.24
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N true
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Charles Rutenberg Realty Inc

Broker

ChrisSaugerRealtor@gmail.com

Email

Affordability Calculator

$3,556
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,263
Monthly Property Taxes
$293
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/5/2026$529,900 -1.69% Price Down
1/12/2026$539,000 -2.00% Price Down
12/19/2025$550,000 Listed Price

Map


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3100 N CANAL DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $529,900 with 1,968 sqft and a lot size of 0.24. 3100 N CANAL DRIVE has 4 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 34684 which is in Palm Harbor, FL