401 S Montgomery Street Watertown, WI ^$ 199,900

401 S Montgomery Street

^$ 199,900

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Recently Listed

401 S Montgomery Street

Watertown, WI, 53094

^$ 199,900

Bedrooms3 Baths1.0 Sq 1,004

Monthly Estimate*

^$ 1,247

Listed by EXP Realty, LLC

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Single Family Home for sale in Watertown, WI

for $199,900 with 3 bedrooms and 1 full bath. This 1,004 square foot home was built on a lot size of 0.2.

Charming 3-bedroom home in downtown Watertown with a big, versatile lot. This inviting residence offers comfortable living spaces with wood floors in most rooms, perfect for first-time buyers or those seeking a cozy retreat. AC unit is 2 years old, and most of the windows have been replaced in the last 2 years. The large lot provides ample room for gardening, entertaining, or future expansion. Located just minutes from shops, dining, parks, and schools, this property combines small-town charm with convenient living.

Single Family Active

Price

^$ 199,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,957

Style

Ranch

Lot Size

0.2

Town/City

Watertown

County/Region

Jefferson

MLS | Web ID

2012842

Features

Interior

Interior Amenities Wood or sim. wood floor

Basement Full

Kitchen Dimensions 15x10

Dining Room Dimensions 13x12

Beds 3

Total Baths 1

Heating/Cooling Forced air Central air

Bedroom 2 Level M

Bedroom 3 Level M

Dining Room Level M

Kitchen Level M

Exterior

Improvements 86100

Exterior Aluminum/Steel Brick

Exterior Amenities Patio

Driveway Unpaved

Lot Dimensions 66x132

General

Garage None

Zoning RES

School District Watertown

Full Baths 1

Half Baths 0

Style Ranch

County Jefferson

Class Single Family

Accessibility Features First floor bedroom

Tax Year 2024

Fuel Natural gas

Status Active

Status Detail 0

Year Built 999

Directions Church Street West on Lafayette St House is on the Left

High School Watertown

City Watertown

Elementary School Call School District

Middle School Call School District

DOM 13

Price Per Sq Ft Total AG 199.1

County Qtr Section Jefferson NE

* Excluded Features

List By

Exp Realty, Llc

Broker

(608) 513-3787

Phone

shane@thefeistteam.com

Affordability Calculator

$1,410

Per Month

Monthly Principal & Interest: $1,247
Monthly Property Taxes: $163
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Watertown, WI

Average List Price ^$345,646

Percent of Sale Price 73%

About Watertown, WI

23,679 Population

9% Since 2002

^$47,001 Median Income

37.23 Median Age

31% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1832149 Elementary School

1832448 Middle School

Watertown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/21/2025	$199,900		Listed Price

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401 S Montgomery Street, Watertown, WI, 53094 is a Single Family Home for sale at $199,900 with 1,004 sqft and a lot size of 0.2. 401 S Montgomery Street has 3 bedrooms and 1.0 baths. The property's zip code is 53094 which is in Watertown, WI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the South Central Wisconsin Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors are marked with the SCWMLS approved logo and detailed information about them includes the name of the listing brokers.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

This information, provided by seller, listing broker, and other parties, may not have been verified.

Data is updated as of 12/10/2025.

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401 S Montgomery Street

Single Family Home for sale in Watertown, WI

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