2116 Spencer Lane Finksburg, MD $ 349,900
2116 Spencer Lane
$ 349,900
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2116 Spencer Lane

Finksburg, MD, 21048
$ 349,900
Bedrooms3 Baths2.0 Sq 2,189

Monthly Estimate*

$ 2,183

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Single Family Home for sale in Finksburg, MD

for $349,900 with 3 bedrooms and 2 full baths. This 2,189 square foot home was built in 1965 on a lot size of 0.88.

Welcome to 2116 Spencer Lane, a delightful rancher nestled on a private lane in Finksburg! Enjoy mornings and evenings on the expansive 21' x 9' front porch, offering the perfect spot to relax with coffee and conversation. This charming 1,600-square-foot home offers the perfect blend of comfort and convenience with 3 bedrooms, 2 full bathrooms and a host of thoughtful updates. Step inside and enjoy a bright, welcoming living space that flows effortlessly into an updated kitchen (2022) including a gas range, perfect for both everyday meals and entertaining. A spacious dining room with a cathedral ceiling offers plenty of room to host a crowd, while the cozy breakfast area features a charming built-in corner cupboard that adds both character and extra storage. The home also offers a huge family room, ideal for gatherings, relaxation and movie nights. Enjoy the added comfort and style of Levolor blinds throughout the main level. One of the bathrooms has been tastefully updated as well (2022), adding a modern touch to this cozy home. The Laundry has been relocated to the 3rd bedroom for main level convenience. The basement includes the 2nd Full Bath along with extra space for a Rec Room with a built-in dry bar, Utility Room with a large closet (9 x 4), a Weil McLain boiler (approx. 2012) and lots of storage space. The roof was replaced in (approx) 2017. Situated on a generous and level 0.88-acre lot, the property features a lovely yard ideal for outdoor enjoyment, complete with a fire pit for gatherings and cozy evenings. Youll also appreciate 2 good size storage sheds, an oversized 2-car garage with 2 workbenches for your projects, a circular driveway and extra paved area ensuring plenty of parking. Commuters will love the convenient location with easy access to major routes including I-795, Route 140, and Route 91, as well as quick connections to Westminster, Owings Mills, Sykesville, and Hampstead. Don't miss the opportunity to make this delightful property your new home! Property sold As-Is.

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Single Family Contingent

Price

$ 349,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,334

Style

Ranch/Rambler

Lot Size

0.88

Year Built

1965

Town/City

Finksburg

County/Region

Carroll

MLS | Web ID

MDCR2031434

Features
General
Living Area 2189
Sewer Private Sewer
Heating Baseboard - Hot Water
Cooling Ceiling Fan(s) Window Unit(s) Wall Unit
Utilities Cable TV Available Propane
Possession 0-30 Days CD
Roof Architectural Shingle Asphalt
Appliances Dishwasher Dryer Freezer Oven - Self Cleaning Oven/Range - Gas Range Hood Washer Water Conditioner - Owned
Zoning R-200
Garage Spaces 2.00
Architectural Style Ranch/Rambler
Construction Materials Aluminum Siding
School District CARROLL COUNTY PUBLIC SCHOOLS
Year Built 1965
Electric 100 Amp Service 200+ Amp Service
View Garden/Lawn
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CARROLL
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Facing Direction South
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions From Rt 140 and Rt 91 intersection west on 140 bear right onto Old Westminster Pike to the end right on Spencer Lane. Home is on your left.
City FINKSBURG
Disclosures Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 38332.00
Tax Annual Amount 3334.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 218.69
Acceptable Financing Cash Conventional FHA VA
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://mls.TruPlace.com/property/2309/140259/
Standard Status Active Under Contract
Year Built Source Assessor
Legal Subdivision WOOLERYS ELECTION DISTRICT
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Interior
Interior Amenities Bar Bathroom - Stall Shower Breakfast Area Built-Ins Carpet Ceiling Fan(s) Dining Area Entry Level Bedroom Family Room Off Kitchen Kitchen - Country Walk-in Closet(s) Water Treat System Wet/Dry Bar W
Heating Fuel Oil
Basement Partially Finished Shelving Outside Entrance Walkout Stairs
Flooring Laminate Plank Carpet Concrete Other
Total Fireplaces 1
Fireplace Features Mantel(s) Screen Wood
Hot Water Oil
Basement (Y/N) Y
Heating Y/N Y
Window Features Replacement Double Hung Double Pane Screens
Fireplace Y/N Y
Above Grade Finished Area 1600
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 589
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Breakfast Room Recreation Room Utility Room Full Bath
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Exterior Lighting Outbuilding(s) Satellite Dish Sidewalks
Pool No Pool
Parking Features Circular Driveway Paved Driveway
Lot Features Front Yard Rear Yard SideYard(s) Level Landscaping
Water Source Well
Inclusions Range Range Hood Dishwasher Washer Dryer Levolor Blinds Curtains Workbenches Shelving in basement
Garage Features Garage - Side Entry Oversized
Type of Parking Attached Garage Driveway
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.88
Road Surface Type Paved
Lot Size Source Assessor
Waterfront Y/N N
Door Features Storm Insulated
Road Responsibility Private
Land Assessed Value 155200.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 2116
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* Excluded Features
List By
Cummings & Co. Realtors

Broker

shari@sharihodges.com

Email

Affordability Calculator

$2,461
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,183
Monthly Property Taxes
$278
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535505 Elementary School
3534421 Middle School
Westminster High School High School
Pricing History
DatePricePrice ChangeDescription
11/21/2025$349,900 Listed Price

Map


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2116 Spencer Lane, Finksburg, MD, 21048 is a Single Family Home for sale at $349,900 with 2,189 sqft and a lot size of 0.88. 2116 Spencer Lane has 3 bedrooms, 2.0 baths, and was built in 1965. The property's zip code is 21048 which is in Finksburg, MD