120 Pontoon Pl Winchester, TN $ 649,900
120 Pontoon Pl
$ 649,900
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120 Pontoon Pl

Winchester, TN, 37398
$ 649,900
Bedrooms3 Baths2.1 Sq 2,317

Monthly Estimate*

$ 4,055

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Single Family Home for sale in Winchester, TN

for $649,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,317 square foot home was built in 2021 on a lot size of 0.33.

Ready to make lake life your every day? Welcome home to 120 Pontoon Place: a craftsman retreat with water views, timeless finishes, and the kind of community amenities that make every weekend feel like a getaway. Set in Twin Creeks, Franklin County’s most desirable gated lakefront community, this home places you steps from the marina and restaurant, three neighborhood pools, golf cart paths, boat rentals, and even a sandy beach. Minutes from Tim’s Ford State Park and Sewannee’s famed hiking and views. Friends coming to visit? There’s an RV park right near the neighborhood. And when you want to venture out, downtown Winchester is just minutes away with its coffee shops, boutiques, local theater, and popular restaurants. Positioned perfectly on a corner lot with elevated lake views, this 3 bed, 2.5 bath home is equal parts comfortable and elegant. The inviting covered porches, both upper and lower, capture sunrise and sunset, while the screened porch with its outdoor fireplace becomes the ultimate morning coffee or evening wine spot. Inside, a second gas fireplace anchors the spacious living room, open to a designer kitchen featuring custom cabinetry, premium counters, and an island built for gatherings. Upstairs, two large bedrooms and a bright rec room offer flexible living space, while the unfinished attic is ready for your theater room, bunk space, home office or an additional en suite. Durable LVP flooring, soft carpet underfoot, and generous storage throughout make this home as functional as it is beautiful. A two car side garage plus golf cart bay make exploring the community a breeze. Add in low maintenance lawn care covered by the HOA, and you’ll have more time for what you came for...sunsets on the lake. This one offers instant equity in one of Tennessee’s most vibrant lakefront destinations. 120 Pontoon Place isn’t just a home...it’s a lifestyle.

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Single Family Active

Price

$ 649,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,341

Style

Lot Size

0.33

Year Built

2021

Town/City

Winchester

County/Region

Franklin

MLS | Web ID

3048989

Features
General
Living Area 2317
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Water Available Cable Connected
Possession Negotiable
Roof Shingle
Appliances Electric Oven Electric Range Dishwasher Disposal Dryer Microwave Refrigerator Stainless Steel Appliance(s) Washer
HOA Fee 165
Garage Spaces 2
Association Fee Includes Maintenance Structure Maintenance Grounds Recreation Facilities
Patio/Porch Features Porch Covered Patio Screened
Architectural Style Other
Security Features Security Gate Smoke Detector(s)
Construction Materials Hardboard Siding Stone
Pets Allowed Yes
Year Built 2021
View Lake Water
Stories Count 2
Topography Corner Lot Rolling Slope Views
Levels Two
Property Subtype Single Family Residence
HOA Fee 2 1200
Assoc Fee Paid Per Monthly
County Franklin County TN
New Construction N
Property Type Residential
Association Amenities Boat Dock Gated Pool Sidewalks Underground Utilities
Attached Garage N
Energy Efficient Thermostat Sealed Ducting Water Heater
Subdivision Name Twin Creeks Village Ph Xii
Garage Y/N Y
Full Baths 2
Status Active
Buyer Financing Conventional Other VA
Directions From Downtown Winchester Square: Right onto N Vine St. Left onto 4th Ave NW. Continue onto Lynchburg Rd. Left onto Vanzant Dr. Enter through gate. Left onto Campfire Ct. Right onto Canoe Ct. Left ont
High School Franklin Co High School
City Winchester
Senior Community Y/N N
Open Parking Spaces 2
Lot Size Units Acres
HOA Fee 2 Frequency One Time
Elementary School Clark Memorial School
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 3341
Middle/Junior High School South Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Extra Closets Open Floorplan Smart Thermostat Walk-In Closet(s) High Speed Internet Kitchen Island
Basement Full
Flooring Carpet Tile Vinyl
Total Fireplaces 2
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2317
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Appraiser
Above Grade Finished Area Source Appraiser
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Fencing Back Yard
Parking Features Garage Faces Side Driveway
Lot Features Corner Lot Rolling Slope Views
Water Source Public
Total Parking 4
Lot Size Area 0.33
Building Area Total 2317
Lot Dimensions 106.67X126.74 IRR
Lot Size Acres 0.33
Lot Size Source Calculated from Plat
Waterfront Y/N N
Covered Spaces 2
Other Equipment Irrigation System
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Internal Only
Street Number 1 120
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* Excluded Features
List By
Exp Realty

Broker

dennis@goodstuffrealestate.com

Email

Affordability Calculator

$4,333
Per Month
94%
6%
0%
Monthly Principal & Interest
$4,055
Monthly Property Taxes
$278
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
245232 Elementary School
244979 Middle School
Franklin Co High School High School
Pricing History
DatePricePrice ChangeDescription
11/20/2025$649,900 Listed Price

Map


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120 Pontoon Pl, Winchester, TN, 37398 is a Single Family Home for sale at $649,900 with 2,317 sqft and a lot size of 0.33. 120 Pontoon Pl has 3 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 37398 which is in Winchester, TN