4409 N TROY STREET
Tampa, FL, 33610 $ 399,900
Bedrooms4 Baths2.0 Sq 1,620 Monthly Estimate*
$ 2,495
for $399,900 with 4 bedrooms and 2 full baths. This 1,620 square foot home was built in 2025 on a lot size of 0.1.
One or more photo(s) has been virtually staged. 2025 new-construction home, featuring 4 spacious bedrooms, 2 full bathrooms, and a 1-car garage, under the roof patio. Thoughtfully designed and loaded with upgrades, this residence is move-in ready for its very first owner. The open-concept layout is bright and welcoming, enhanced by expansive windows that fill the home with natural light. Built with long-lasting quality and efficiency in mind, the home offers solid block construction with a stem wall foundation, foam board insulated exterior walls for reduced energy costs, Low-E windows and Hurrican Impact Front door. Inside, you’ll appreciate the seamless flow created by water-resistant vinyl plank flooring throughout and soaring 9' ceilings. The gourmet kitchen truly serves as the centerpiece of the home, boasting 36" shaker cabinetry, elegant quartz countertops, a full quartz backsplash, and a complete suite of brand-new stainless steel appliances (Range, dishwasher, microwave and Refrigerator. It's a beautifully designed space perfect for everyday living as well as entertaining. The private master suite is tucked away at the rear of the home and features a generous walk-in closet and a luxurious en-suite bathroom with a walk-in shower, porcelain tile, and a granite sink vanity. Three additional bedrooms are positioned toward the front of the home along with the second full bathroom, offering comfort and convenience for family or guests. Step outside to a covered lanai overlooking the freshly sodded, spacious backyard—an ideal setting for gatherings, outdoor dining, or simple relaxation. With no flood insurance required, no CDD, no HOA, and no deed restrictions, you’ll enjoy freedom and affordability that are hard to find. Perfectly situated, this home places you just minutes from Downtown, major medical facilities, Busch Gardens, I-75, Tampa International Airport, white-sand Gulf beaches, and a wide range of shopping and dining destinations. Whether you’re seeking comfort, style, or convenience, this exceptional home delivers it all.
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FeaturesInteriorInterior Amenities living room/dining room combo walk-in closet(s)
Flooring vinyl
Furnished Y/N unfurnished
Air Conditioning Y/N yes
Heating Y/N yes
Window Features shutters
Fireplace Y/N no
Half Baths 0
Laundry Features electric dryer hookup laundry room
Total Bedrooms 4
Total Baths 2
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GeneralSewer public sewer
Heating electric heat pump
Cooling central air
Utilities electricity available electricity connected public sewer connected water connected
Roof shingle
Appliances dishwasher disposal electric water heater range refrigerator
Zoning rs-50
Garage Spaces 1
Patio/Porch Features enclosed rear porch
Construction Materials block
Year Built 2025
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
County hillsborough
New Construction yes
Property Type residential
HOA N
Attached Garage yes
Subdivision Name zion heights
Facing Direction west
Garage Y/N yes
Total Rooms 7
Full Baths 2
Status active
Directions hillsborough ave e to left on 37th street to right on emma st to left on troy st.
City tampa
Senior Community Y/N no
MLS Area 33610 - tampa / east lake
Lot Size Units square feet
Lot Size Square Feet 4500
Carport Y/N no
Listing Terms cash conventional fha va loan
Land Lease Y/N no
Tax Annual Amount 363.78
Property Condition completed
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8449147
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 2
Legal Description zion height lot 2 block 10
Minimum Lease no minimum
Water Access Y/N no
Water View Y/N no
Flood Zone Code x
DockY/N no
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ExteriorExterior Amenities hurricane shutters
Water Source public
Lot Size Area 4500
Foundation Details block slab stem wall
Spa no
Building Area Total 2028
Lot Dimensions 50 x 90
Lot Size Acres 0.1
Road Surface Type paved
Private Pool no
Waterfront Y/N no
Covered Spaces 1
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $30
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Tampa, FL
Average List Price $814,873
Percent of Sale Price 104%
About Tampa, FL 378,990 Population
25% Since 2002
$ 49,435 Median Income
37.04 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/7/2025 | $399,900 | -2.44% | Price Down |
| 11/20/2025 | $409,900 | | Listed Price |