445 Monterey Drive Aptos, CA ^$ 1,645,000

445 Monterey Drive

^$ 1,645,000

Back to search

Recently Listed

Open House 12/6 1pm - 4pm

445 Monterey Drive

Aptos, CA, 95003

^$ 1,645,000

Bedrooms4 Baths3.0 Sq 2,476

Monthly Estimate*

^$ 10,263

Listed by eXp Realty of California Inc

445 Monterey Drive, Aptos, CA 95003 - Image 1

445 Monterey Drive, Aptos, CA 95003 - Image 2

445 Monterey Drive, Aptos, CA 95003 - Image 3

445 Monterey Drive, Aptos, CA 95003 - Image 4

445 Monterey Drive, Aptos, CA 95003 - Image 5

445 Monterey Drive, Aptos, CA 95003 - Image 6

445 Monterey Drive, Aptos, CA 95003 - Image 7

445 Monterey Drive, Aptos, CA 95003 - Image 8

445 Monterey Drive, Aptos, CA 95003 - Image 9

445 Monterey Drive, Aptos, CA 95003 - Image 10

445 Monterey Drive, Aptos, CA 95003 - Image 11

445 Monterey Drive, Aptos, CA 95003 - Image 12

445 Monterey Drive, Aptos, CA 95003 - Image 13

445 Monterey Drive, Aptos, CA 95003 - Image 14

445 Monterey Drive, Aptos, CA 95003 - Image 15

445 Monterey Drive, Aptos, CA 95003 - Image 16

445 Monterey Drive, Aptos, CA 95003 - Image 17

445 Monterey Drive, Aptos, CA 95003 - Image 18

445 Monterey Drive, Aptos, CA 95003 - Image 19

445 Monterey Drive, Aptos, CA 95003 - Image 20

445 Monterey Drive, Aptos, CA 95003 - Image 21

445 Monterey Drive, Aptos, CA 95003 - Image 22

445 Monterey Drive, Aptos, CA 95003 - Image 23

445 Monterey Drive, Aptos, CA 95003 - Image 24

445 Monterey Drive, Aptos, CA 95003 - Image 25

445 Monterey Drive, Aptos, CA 95003 - Image 26

445 Monterey Drive, Aptos, CA 95003 - Image 27

445 Monterey Drive, Aptos, CA 95003 - Image 28

445 Monterey Drive, Aptos, CA 95003 - Image 29

445 Monterey Drive, Aptos, CA 95003 - Image 30

445 Monterey Drive, Aptos, CA 95003 - Image 31

445 Monterey Drive, Aptos, CA 95003 - Image 32

445 Monterey Drive, Aptos, CA 95003 - Image 33

445 Monterey Drive, Aptos, CA 95003 - Image 34

View a Virtual Tour

Single Family Home for sale in Aptos, CA

for $1,645,000 with 4 bedrooms and 3 full baths. This 2,476 square foot home was built in 1984 on a lot size of 0.097.

Beautifully maintained and topped with a new roof, this Aptos home perfectly captures the easy rhythm of coastal living. Mornings begin with ocean views from your private deck and the sound of birds drifting in from Monterey Bay. Evenings invite you to unwind, whether thats soaking in the backyard hot tub or entertaining on the front balcony under the stars. The main floor brings everyone together with a gourmet kitchen that opens to inviting living and dining areas, while two guest rooms and a shared bath offer space and privacy for visitors. Upstairs, two stunning primary suites steal the show, one with a cozy sitting area, the other featuring its own ocean-facing deck. Each suite includes an en suite bath with heated floors that make every morning feel like a retreat. Just minutes from the beach, Deluxe Foods, favorite Aptos restaurants like The Hideout and Sparrow, Seascape Tennis Club, and top-rated local schools. Paradise really is this close to home.

Open House

12/6/2025 1:00 PM - 4:00 PM

12/7/2025 1:00 PM - 4:00 PM

445 Monterey Drive Aptos, CA

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 1,645,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Lot Size

0.097

Year Built

1984

Town/City

Aptos

County/Region

Santa Cruz

MLS | Web ID

ML82025854

Days on Market

Features

General

Living Area 2476

Sewer Public Sewer

Heating Central

Cooling None

Roof Composition

Appliances Dishwasher Refrigerator Range Hood

Zoning R-1-5

Garage Spaces 2

Patio/Porch Features Deck

Year Built 1984

Property Subtype Single Family Residence

County Santa Cruz

New Construction false

Property Type Residential

HOA false

Attached Garage true

Garage Y/N true

Full Baths 3

Special Listing Conditions Standard

Status Active

Directions Cross Street: Alta Dr.

High School Aptos

City Aptos

High School District Other

MLS Area 699 - Not Defined

Lot Size Units Square Feet

Lot Size Square Feet 4225

Elementary School Rio Del Mar

Property Attached Y/N false

Middle/Junior High School Other

Standard Status Active

Occupancy Type Vacant

Year Built Source Assessor

Property Sub Type Additional Single Family Residence

Interior

Interior Amenities Breakfast Bar

Flooring Wood

Fireplace Features Living Room

Total Stories 2

Common Walls No Common Walls

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N true

Total Bedrooms 4

Total Baths 3

Exterior

Parking Features Off Street

Water Source Public

Total Parking 2

Lot Size Area 4225

Foundation Details Concrete Perimeter

Spa true

Lot Size Acres 0.097

Lot Size Source Assessor

* Excluded Features

List By

Exp Realty Of California Inc

Broker

ben@strockrealestate.com

Affordability Calculator

$10,263

Per Month

Monthly Principal & Interest: $10,263
Monthly Property Taxes: --
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Aptos, CA

Average List Price ^$2,590,871

Percent of Sale Price 57%

About Aptos, CA

6,811 Population

9% Since 2002

^$86,949 Median Income

48.85 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4002003 Elementary School

0 Middle School

Aptos High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/26/2025	$1,645,000	-0.30%	Price Down
11/20/2025	$1,650,000		Listed Price

Map

More homes like this one

homes for you

See all

445 Monterey Drive, Aptos, CA, 95003 is a Single Family Home for sale at $1,645,000 with 2,476 sqft and a lot size of 0.097. 445 Monterey Drive has 4 bedrooms, 3.0 baths, and was built in 1984. The property's zip code is 95003 which is in Aptos, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 12/6/2025. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

445 Monterey Drive

Single Family Home for sale in Aptos, CA

Open House

Affordability Calculator

Map

More homes like this one

Get more info about this home