640 PALM AVENUE Punta Gorda, FL $ 648,000
640 PALM AVENUE
$ 648,000
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640 PALM AVENUE

Punta Gorda, FL, 33950
$ 648,000
Bedrooms3 Baths2.0 Sq 1,686

Monthly Estimate*

$ 4,043

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Single Family Home for sale in Punta Gorda, FL

for $648,000 with 3 bedrooms and 2 full baths. This 1,686 square foot home was built in 2020 on a lot size of 0.18.

Welcome to 640 Palm Avenue-a custom home built in 2020 by West Coast Builders, with 3 bedrooms and 2 bathrooms, a very large 2 vehicle garage with workshop on an oversized corner lot in the heart of the Historic District of downtown Punta Gorda, close to waterfront parks, tennis and pickleball courts, restaurants, weekly farmer's markets, and Fishermen's Village. This home has highly elevated block construction, full hurricane impact windows, and metal roof, easily assuring no damage from recent floods and storms. With 1,686 sq ft of living space and an expansive 8,200 sq ft corner lot, this property offers plenty of room to entertain, garden, and enjoy Florida at its best. Step inside to an open and welcoming layout featuring a seamless living room, dining room, and kitchen combination enhanced by warm wood-look tile flooring throughout. The kitchen has attractive granite countertops, stainless steel appliances, custom cabinetry, a spacious island, and generous pantry-perfect for those who love to cook and entertain. Two additional storage closets line the hallway, adding valuable space that enhances organization. A dedicated laundry room with a washer (and dryer hookup) and upper cabinets, provide extra functionality. Outdoor living is equally impressive, highlighted by a screened lanai with 90-degrees sliders that allow a seamless indoor-outdoor experience. The master suite, a peaceful sanctuary overlooking the beautiful backyard, features a large walk-in closet and a spa-like bathroom thoughtfully designed with a walk-in shower, granite vanity, white cabinetry, and built-in storage. The second bedroom can be used as a private guest suite having its own closet and bathroom, while the brightly illuminated third bedroom can function additionally as a quiet den. Just 7 steps down from the laundry, the attached 820 sq ft garage/workshop opens to an outdoor shower near convenient stairs up to the lanai and also beyond to the partially-fenced backyard with its lovingly curated, lush landscaping of four mulberry trees, six mangoes, and other trees and bushes, along with raised beds for edible plants-for those who enjoy gardening or simply being surrounded by nature. With its generous size, the backyard offers ample room to add a pool, allowing you to design your own outdoor oasis. Additional features include the garage/workshop area with epoxy-coated flooring, plentiful shelving, a utility sink and a toilet. Blown-in under-roof insulation improves energy efficiency. This custom home by West Coast Builders is set among sidewalks and classic brick-paved streets that give the neighborhood its timeless character. Thoughtfully upgraded, meticulously and lovingly cared for, and filled with warmth, this Punta Gorda home is ready to welcome its next owner.

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Single Family Active

Price

$ 648,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,848

Style

Elevated Key West

Lot Size

0.18

Year Built

2020

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7517687

Features
General
Sewer Public Sewer
Heating Other
Cooling Other
Utilities Cable Available Electricity Available Public
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop Dishwasher Disposal Refrigerator Washer
Zoning NR-10
Garage Spaces 2
Architectural Style Elevated Key West
Construction Materials Block Cement Siding Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2020
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA
Facing Direction Southeast
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions Head southeast on Tamiami Trl. Go for 344 ft. Turn left onto Tamiami Trl. Go for 151 ft. Turn right onto Tamiami Trl (US-41 S). Go for 4.5 mi. Turn right onto W Marion Ave. Go for 0.3 mi. Turn left onto McGregor St. Go for 0.1 mi. Turn right onto Palm Ave. Go for 374 ft. B End at 640 Palm Ave Punta Gorda Florida 33950-5446
High School Charlotte High
City PUNTA GORDA
Senior Community Y/N false
MLS Area 33950 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 8040
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Sallie Jones Elementary
Land Lease Y/N false
Tax Annual Amount 2848.68
Home Warranty Y/N false
Middle/Junior High School Punta Gorda Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7517687
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0
Legal Description PUG 000 0048 0001P10 PUNTA GORDA BLK 48 A LOT MORE PARTICULARLY DESCRIBED AS BEG AT SW COR OF BLK 48 AT INTERSECTION OF CHASTEEN AND PALM AVE TH NE 132.53 FT ALNG PALM AVE TH NW 60 FT TH SW 132.53 FT TO E ROW OF CHASTEEN ST TH SE 60 FT ALNG CHASTEEN ST 60 FT TO POB AKA P10 4
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Kitchen/Family Room Combo L Dining Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Garden Lighting Other Outdoor Shower Private Mailbox Private Yard Rain Gutters Sidewalk Sliding Doors Storage
Vegetation Fruit Trees Mature Landscaping Trees/Landscaped
Parking Features Driveway Garage Door Opener Workshop in Garage
Lot Features Cleared Corner Lot Historic District Sidewalk
Water Source Public
Lot Size Area 8040
Foundation Details Slab Stem Wall
Building Area Total 2971
Lot Dimensions 60 x 134
Lot Size Acres 0.18
Road Surface Type Brick
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Brick
Number of Lots 1
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* Excluded Features
List By
Exp Realty Llc

Broker

ReelFloridaLiving@gmail.com

Email

Affordability Calculator

$4,280
Per Month
94%
6%
0%
Monthly Principal & Interest
$4,043
Monthly Property Taxes
$237
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$648,000 Listed Price

Map


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640 PALM AVENUE, Punta Gorda, FL, 33950 is a Single Family Home for sale at $648,000 with 1,686 sqft and a lot size of 0.18. 640 PALM AVENUE has 3 bedrooms, 2.0 baths, and was built in 2020. The property's zip code is 33950 which is in Punta Gorda, FL