424 E 10th St Spencer, IA ^$ 164,500

424 E 10th St

^$ 164,500

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Recently Listed

424 E 10th St

Spencer, IA, 51301

^$ 164,500

Bedrooms2 Baths1.0 Sq 1,162

Monthly Estimate*

^$ 1,026

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Single Family Home for sale in Spencer, IA

for $164,500 with 2 bedrooms and 1 full bath. This 1,162 square foot home was built in 1951 on a lot size of 0.16.

This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Back yard has room for garden or playset for a small family. Great property for the price!

Single Family Active

Price

^$ 164,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,900

Style

Cabin

Lot Size

0.16

Year Built

1951

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251474

Features

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Flood Zone No

Number of Garage Spaces 3

School District Spencer

Architctural Style Cabin

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 1900

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 7100

Construction Materials Other

Primary City Spencer

Year Built 1951

Directions Turn East on 10th St from Hiway 71 approximately 5 blocks and house is on the corner on south side of street.

City Spencer

Total Sq Ft 1664

DOM 18

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 141.57

Public Remarks This cabin style home on a corner lot is all updated! 2 bed 1 bath with potential for lower level bath. With partial finished basement and bar great for entertaining or just relaxing in privacy. Ther

Exterior

Waterfront 0

Garage Type Attached

Garage Capacity 864 sq ft

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Jimy Mac Lenz

Listing Agent

Hinn Real Estate

Broker

(712) 240-0695

Phone

jimymac1964@yahoo.com

Affordability Calculator

$1,185

Per Month

Monthly Principal & Interest: $1,026
Monthly Property Taxes: $158
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 26%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/19/2025	$164,500		Listed Price

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424 E 10th St, Spencer, IA, 51301 is a Single Family Home for sale at $164,500 with 1,162 sqft and a lot size of 0.16. 424 E 10th St has 2 bedrooms, 1.0 baths, and was built in 1951. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/10/2025.

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424 E 10th St

Single Family Home for sale in Spencer, IA

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