3628 Tropical Point Drive St James City, FL $ 320,000
3628 Tropical Point Drive
$ 320,000
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3628 Tropical Point Drive

St James City, FL, 33956
$ 320,000
Bedrooms3 Baths2.0 Sq 1,288

Monthly Estimate*

$ 1,970

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Single Family Home for sale in St James City, FL

for $320,000 with 3 bedrooms and 2 full baths. This 1,288 square foot home was built in 1974 on a lot size of 0.31.

Discover this beautifully remodeled 3-bedroom, 2-bath home nestled on an oversized lot in the desirable St. James City. With lush vegetation and plenty of privacy, this property offers a serene island retreat with all the convenience for waterfront living. Boating enthusiasts will love the location: the home is just a few minutes’ walking distance from Tropical Point Park water access, perfect for kayaks and small boats, and provides easy access to explore the surrounding islands. The home features a red metal roof, manually sliding hurricane shutters, and a recently updated interior highlighted by thyme-colored all wood cabinetry and butcher block countertops in the kitchen — warm, modern, and welcoming. New A/C and Tankless water heater in 2022 and recently replaced lanai screen. For dining after a day on the water, enjoy local favorites such as The Waterfront Restaurant & Marina, Phuzzy’s Boat Shack, and Low-Key Tiki. Whether you’re entertaining guests or enjoying your peaceful private oasis, this St. James City home offers the perfect blend of coastal charm, convenience, and boater’s lifestyle. Don’t miss your chance to call this special place your own!

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Single Family Active

Price

$ 320,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 886

Style

Ranch, One Story

Lot Size

0.31

Year Built

1974

Town/City

St James City

County/Region

Lee

MLS | Web ID

2025020053

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Freezer Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch One Story
Security Features None Smoke Detector(s)
Construction Materials Brick Block Concrete
Pets Allowed Yes
Year Built 1974
View Trees/Woods
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features None
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name PINE ISLAND TROPICAL HOMESITES
Facing Direction South
Garage Y/N false
Total Rooms 0
Full Baths 2
Status Active
City St James City
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 886.9
Property Condition Resale
Virtual Tour https://app.visualprophotography.com/videos/019a8f8c-be17-73ea-ba83-e40c859a49fd https://app.visualprophotography.com/sites/bpeebow/unbranded
Standard Status Active
Tax Lot 39
Property Sub Type Additional Single Family Residence
Legal Description PINE ISLAND TROPICAL HOMESITES BLK 2 PB 9 PG 79 LOT 39
HOA Fee 3 0
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Interior
Interior Amenities Family/Dining Room Living/Dining Room Shower Only Separate Shower Cable TV Split Bedrooms
Flooring Laminate
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Patio Room For Pool Shutters Manual
Lot Features Oversized Lot
Water Source Public
Lot Size Area 0.31
Spa false
Building Area Total 1288
Lot Dimensions 75 x 181 x 75 x 181
Lot Size Acres 0.31
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 0
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Lisa Wilson

Listing Agent

John R. Wood Properties

Broker

Lwilson@johnrwood.com

Email

Affordability Calculator

$2,044
Per Month
96%
4%
0%
Monthly Principal & Interest
$1,970
Monthly Property Taxes
$74
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$320,000 Listed Price

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3628 Tropical Point Drive, St James City, FL, 33956 is a Single Family Home for sale at $320,000 with 1,288 sqft and a lot size of 0.31. 3628 Tropical Point Drive has 3 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33956 which is in St James City, FL